11860 Rachel Ln, De Witt, MI 48820 Property Records

Clinton County property record for 11860 Rachel Ln, De Witt, MI 48820

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,843 sqft · built 2003
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$57,000 (Aug 2003)
Tax Bill	$4,415 (2025)
Deeds & Mortgages	May 2023 Transfer May 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`050-458-000-100-00`

Property Details

APN / Parcel Number

Primary APN	`050-458-000-100-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,843 sqft Living Area
1st Floor Area	1,551 sqft
Basement Area	1,551 sqft
Unfinished Basement	1,551 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	316 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	854 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	251 sqft
Patio Area	251 sqft
Balcony Area	295 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	11860 RACHEL LN
City	DEWITT
State	MI
Zip	48820-7781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 100 SPRINGBROOK HILLS EAST NO. 6, SEC 6 T5NR2W. SPLIT FROM 050-006-400-010-52 FOR 2003 ROLL.
Legal Range	02W
Legal Township	05N
Legal Section	06
Legal Subdivision	SPRINGBROOK HILLS EAST #6
Legal Lot Number	100
Jurisdiction	CLINTON MI
Township / Civil Division	DEWITT
Census Block Group	1
Census Block	1004
Census Tract	10105

Owner

11860 Rachel Ln is owned and occupied by two individuals who acquired it in March 2021.

Source: Clinton County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11860 RACHEL LN, DEWITT, MI 48820-7781
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Intrafamily Transfer, Transfer
May 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE FINANCIAL LLC
Jun 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2003 · Amount on File
Deed Sale	Aug 14, 2003 · Amount on File
Deed Document Number	20035037496
Last Transfer Date	Mar 31, 2021
Transfer Doc	0005335067
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	May 5, 2023
Property Address	11860 RACHEL LN, DEWITT, MI 48820-7781
Document Number	0005335067
Instrument Date	Mar 31, 2021
Instrument	5335067
Transaction Type	Transfer
Record Updated	May 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11860 RACHEL LANE, DEWART, PA 18820

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	11860 RACHEL LN, DEWITT, MI 48820-7781
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5254054
Date	May 17, 2017
Instrument	5254054

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	11860 RACHEL LN, DEWITT, MI 48820-7781
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5298904
Date	Oct 6, 2020
Instrument	5298904

Lender

Name	FIRST HERITAGE FINANCIAL LLC
Type	Funding / Finance Company
Address	FEASTERVILLE TREVOSE, PA 19053

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2040

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	11860 RACHEL LN, DEWITT, MI 48820-7781
Transaction Type	Mortgage
Record Updated	Jul 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5280569
Date	Jun 25, 2019
Instrument	5280569

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11860 Rachel Ln was $4,415 with a homeowner's exemption, down 35.1% from the year before.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	DeWitt Charter Township
Unified School District	DeWitt Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,400 (+5.17%) Land $32,600 Building $217,800	$500,800 (+5.17%) Land $65,200 Building $435,600
2025	$4,415.00 (-35.1%) Homeowner's exemption	$238,100 Land $31,300 Building $206,800	$476,200 Land $62,600 Building $413,600
2024	$6,803.00 (+10.65%)
2023	$6,148.00 Homeowner's exemption	$200,700	$401,400
2022	$6,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11860 Rachel Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11860 Rachel Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Nearby Properties on Rachel Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures