11860 Carpenter Rd, Camden, MI 49232 Property Records

Hillsdale County property record for 11860 Carpenter Rd, Camden, MI 49232

Property Summary

Property Type	Rural Home
Details	1,868 sqft
Lot Size	45.9 acres (2,002,453 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Jun 2023)
Tax Bill	$4,310 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-019-400-008-19-8-3`

Property Details

APN / Parcel Number

Primary APN	`15-019-400-008-19-8-3`

Interior

Stories	1 Story
Building Area	1,868 sqft Living Area
Gross Area	2,408 sqft
1st Floor Area	2,408 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Architectural Style	Other
Lot Area	2,002,453 sqft (45.9 acres)
Total Buildings	20 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	11860 CARPENTER RD
City	CAMDEN
State	MI
Zip	49232-9563
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	E1/2 SE1/4 ALSO E1/2 E1/2 W1/2 SE1/4 SEC EXC COM ON S SEC LN AT PT 590.5 FT W OF SE COR SEC TH W ALG S SEC LN 735 FT TH N AT
Legal Range	03W
Legal Township	08S
Legal Section	19
Legal Subdivision	False
Jurisdiction	HILLSDALE MI
Township / Civil Division	WOODBRIDGE
Census Block Group	2
Census Block	2012
Census Tract	51200

Owner

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11856 CARPENTER RD, CAMDEN, MI 49232-9563
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Warranty Deed, Transfer · USDA Mortgage USDA
May 14, 2019	Deed of Trust, Mortgage · Line of Credit GREENSTONE FARM CREDIT SERVICES
Nov 5, 2018	Deed of Trust, Mortgage · Commercial Mortgage CENTURY BANK & TRUST
Aug 16, 2017	Intrafamily Transfer, Transfer PUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Prior Sale	Aug 16, 2017 · Amount on Record
Deed Document Number	2023600031
Deed Book / Page	1852 / 1041
Prior Transfer Date	Aug 15, 2017
Prior Transfer Doc	01664/0656
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jun 28, 2023
Property Address	11860 CARPENTER RD, CAMDEN, MI 49232-9563
Document Number	01852/1041
Book / Page	1852 / 1041
Instrument Date	Jun 28, 2023
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11860 CARPENTER RD, CAMDEN, MI 49232-9563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11856 CARPENTER RD, CAMDEN, MI 49232-9563

Mortgage

Document Number	0018521045
Date	Jun 28, 2023
Instrument	1852-1045

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 28, 2063

Interest

Rate	4.75%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	11860 CARPENTER RD, CAMDEN, MI 49232-9563
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01722/0625
Date	May 14, 2019
Book Page	1722/0625

Lender

Name	GREENSTONE FARM CREDIT SERVICES
Type	Subprime Lender
Address	JONESVILLE, MI 49250

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Apr 1, 2039

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	11860 CARPENTER RD, CAMDEN, MI 49232-9563
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01707/0227
Date	Nov 5, 2018
Book Page	1707/0227

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	READING, MI 49274

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Aug 16, 2017
Property Address	11860 CARPENTER RD, CAMDEN, MI 49232-9563
Document Number	01664/0656
Book / Page	1664 / 0656
Instrument Date	Aug 15, 2017
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11860 CARPENTER RD, CAMDEN, MI 49232-9563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11860 CARPENTER RD, CAMDEN, MI 49232-9563

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Woodbridge Township
Unified School District	Camden-Frontier School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,900 (+12.25%)	$703,765 (+12.25%) Land $297,884 Building $405,881
2025	$4,310.00 (+18.02%) Homeowner's exemption	$313,500 (+0.74%)	$626,989 (+0.74%) Land $256,791 Building $370,198
2023		$311,200	$622,390 Land $173,059 Building $449,331
2021	$3,652.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
DMCI Broadband Fixed Wireless	40 / 10
MetaLINK Technologies Fixed Wireless	25 / 5

May also be available: AT&T, Mercury Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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