1186 Snyder Loop, Graysville, TN 37338 Property Records

Sequatchie County property record for 1186 Snyder Loop, Graysville, TN 37338

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,298 sqft · built 2005
Lot Size	8.82 acres (384,199 sqft)
Owner	2 Individual Names on File
Last Sale	$13,230 (Jun 1999)
Tax Bill	$980 (2025)
Deeds & Mortgages	Mar 2020 Loan Modification Jan 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`077060 00207`

Property Details

APN / Parcel Number

Primary APN	`077060 00207`
Alternative APN	`060 00207`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,298 sqft Living Area
1st Floor Area	960 sqft
Upper Floors Area	338 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	384,199 sqft (8.82 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	640 sqft
Deck Area	16 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1186 SNYDER LOOP
City	GRAYSVILLE
State	TN
Zip	37338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 7; SUBDIVISION: WARNER R HARVEY SR ETUX
Legal Subdivision	WARNER R HARVEY SR ETUX
Legal Lot Number	4
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	1
Census Block Group	2
Census Block	2038
Census Tract	60200

Owner

1186 Snyder Loop is owned by two individuals who bought it in June 1999.

Source: Sequatchie County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7406 FLAGSTONE DR, OOLTEWAH, TN 37363-8779
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2020	Loan Modification, Mortgage MILLENNIUM BK
Jan 29, 2019	Loan Modification, Mortgage · Conventional Mortgage MILLENNIUM BK
Jan 12, 2018	Loan Modification, Mortgage · Line of Credit MILLENNIUM BK
Jun 30, 2017	Loan Modification, Mortgage · Line of Credit MILLENNIUM BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 1999 · Amount on File
Deed Sale	Jun 2, 1999 · Amount on File
Prior Sale	Apr 26, 1999 · Amount on File
Deed Book / Page	113 / 527
Record Updated	Sep 20, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SEQUATCHIE TN
Property Address	1186 SNYDER LOOP, GRAYSVILLE, TN 37338
Document Number	0000000836
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9356 CHATTANOOGA TN 374120356, CHATTANOOGA, TN 37412-0356

Mortgage

Document Number	0000000836
Date	Apr 9, 2020
Book Page	000396/000393
Instrument	836

Lender

Name	MILLENNIUM BK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Amount	Amount on Record
Term	36 Months
Due	Apr 8, 2023

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SEQUATCHIE TN
Property Address	1186 SNYDER LOOP, GRAYSVILLE, TN 37338
Document Number	0000000247
Instrument Date	Jan 29, 2019
Transaction Type	Mortgage
Record Updated	Feb 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9356 CHATTANOOGA TN 374120356, CHATTANOOGA, TN 37412-0356

Mortgage

Document Number	0000000247
Date	Feb 4, 2019
Book Page	000379/000140
Instrument	247

Lender

Name	MILLENNIUM BK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 3, 2020

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SEQUATCHIE TN
Property Address	1186 SNYDER LOOP, GRAYSVILLE, TN 37338
Document Number	0000000226
Book / Page	000364 / 000208
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Feb 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	612 STIMPSON DR CHATTANOOGA TN 374115048, CHATTANOOGA, TN 37411-5048

Mortgage

Document Number	0000000226
Date	Jan 26, 2018
Book Page	000364/000208
Instrument	226

Lender

Name	MILLENNIUM BK
Type	Bank
Address	OOLTEWAH, TN 37363

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 25, 2019

Interest

Rate Type	Adjustable Rate

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SEQUATCHIE TN
Property Address	1186 SNYDER LOOP, GRAYSVILLE, TN 37338
Document Number	0000001398
Book / Page	000356 / 000575
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	612 STIMPSON DR CHATTANOOGA TN 374115048, CHATTANOOGA, TN 37411-5048

Mortgage

Document Number	0000001398
Date	Jul 17, 2017
Book Page	000356/000575
Instrument	1398

Lender

Name	MILLENNIUM BK
Type	Bank
Address	OOLTEWAH, TN 37363

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 16, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1186 Snyder Loop was $980.

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$980.00	$53,350 Land $10,525 Building $42,825
2023	$980.00 (+22.65%)	$53,350 (+63.15%) Land $10,525 Building $42,825	$213,400 (+63.15%) Land $42,100 Building $171,300
2022	$799.00	$32,700 Land $8,050 Building $24,650	$130,800 Land $32,200 Building $98,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1186 Snyder Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1186 Snyder Loop is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 95% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST UTILITY DISTRICT serves 20,710 people · EPA ID TN0000169
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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