1186 Pando Loop, Orlando, FL 32824 Property Records

Orange County property record for 1186 Pando Loop, Orlando, FL 32824

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,401 sqft · built 2022
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$506,100 (May 2022)
Tax Bill	$7,239 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-24-30-9486-05-530`

Property Details

APN / Parcel Number

Primary APN	`18-24-30-9486-05-530`
Alternative APNs	`302418948605530` `569243` `575095` `579776`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,401 sqft Living Area
Gross Area	3,812 sqft
1st Floor Area	1,440 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	484 sqft
Porch	Slab
Porch Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1186 PANDO LOOP
City	ORLANDO
State	FL
Zip	32824-4537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	WOODLAND PARK PHASE 8 104/107 LOT 553
Legal Range	30E
Legal Township	24S
Legal Section	18
Legal Subdivision	WOODLAND PARK PHASE 8
Legal Phase	8
Legal Block	5
Legal Lot Number	553
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	4
Census Block	4001
Census Tract	16804

Owner

1186 Pando Loop is owned and occupied by two individuals who bought it in May 2022.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1186 PANDO LOOP, ORLANDO, FL 32824-4537
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2022 · Amount on File
Deed Sale	May 24, 2022 · Amount on File
Deed Document Number	2022328453
Record Updated	Jun 8, 2026

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 24, 2022
Property Address	1186 PANDO LOOP, ORLANDO, FL 32824-4537
Document Number	0000328453
Map Reference	MB 104 PG 107-113
Instrument Date	May 23, 2022
Instrument	20220328453
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	INSPIRED TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,542.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 LAKE LUCIEN DR STE 350, 350, MAITLAND, FL 32751-7489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1186 PANDO LOOP, ORLANDO, FL 32824-4537

Mortgage

Document Number	0000328454
Date	May 24, 2022
Instrument	20220328454

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	Other
Margin	3
Max Rate	7.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1186 Pando Loop was $7,239, up 4.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$463,532 (+2.7%)	$487,250 (+0.82%) Land $65,000 Building $422,250
2025	$7,239.00 (+4.2%) Homeowner's exemption	$451,346	$483,290 Land $55,000 Building $428,290
2024	$6,947.00 (+7.24%)
2023	$6,478.00 (+324.23%) Homeowner's exemption	$425,850 (+508.36%) Land $55,000 Building $370,850	$425,850 (+508.36%) Land $55,000 Building $370,850
2022	$1,527.00	$70,000 Land $70,000	$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1186 Pando Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1186 Pando Loop is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20