1186 Ginger Dr, Mobile, AL 36693 Property Records

Mobile County property record for 1186 Ginger Dr, Mobile, AL 36693

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,134 sqft · built 1990
Owner	Owner Name on File
Last Sale	$159,900 (Apr 2006)
Deeds & Mortgages	Oct 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R023301022003080`

Property Details

APN / Parcel Number

Primary APN	`R023301022003080`
Alternative APNs	`33 01 02 2 003 080.XXX` `01058884` `1058884`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,134 sqft Living Area
1st Floor Area	2,134 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Porch	Open Porch
Porch Area	154 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1058884
Old Parcel Number	R023301022003080
Street Address	1186 GINGER DR
City	MOBILE
State	AL
Zip	36693-3645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BURMA HILLS UNIT 1 MBK 11 P 145 #SEC 2 T5S R2W #MP33 01 02 2 003
Legal Range	02W
Legal Township	05S
Legal Section	02
Legal Subdivision	BURMA HILLS
Legal Lot Number	1
Legal Unit	1
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2012
Census Tract	3100

Owner

Source: Mobile County assessment roll, APN R023301022003080, as of January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	1186 GINGER DR, MOBILE, AL 36693-3645
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	Apr 25, 2006 · Amount on Record
Deed Sale	Apr 25, 2006 · Amount on Record
Deed Document Number	2006029394
Deed Book / Page	5956 / 1539
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	1186 GINGER DR, MOBILE, AL 36693-3645
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063133
Date	Oct 20, 2025
Instrument	2025063133

Lender

Name	ALABAMA TELCO CU
Type	Credit Union
Address	1 RIVERCHASE PKWY S, HOOVER, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mobile County assessment roll as of January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$16,170 (+15.5%) Land $3,000 Building $13,170	$161,700 (+15.5%) Land $30,000 Building $131,700
2023	Additional exemption filed	$14,000 Land $2,750 Building $11,250	$140,000 Land $27,500 Building $112,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mobile County (01097C), as of October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010970031002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	16 (1979–2014)
Claims Outside the SFHA	8 of 16
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 76% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 307 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile USA, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system AL0001005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.