Carroll County property record for 1186 Gemstone Ct, Eldersburg, MD 21784 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,377 sqft · built 2002 |
| Lot Size | 0.277 acres (12,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Sep 2010) |
| Tax Bill | $6,639 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-106621 |
| Primary APN | 05-106621 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,377 sqft Total Area |
| Basement Area | 1,008 sqft |
| Finished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,087 sqft (0.277 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 393 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 106621 |
|---|---|
| Street Address | 1186 GEMSTONE CT |
| City | SYKESVILLE |
| State | MD |
| Zip | 21784-8870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 34 -12087 SF GEMSTONE CT 46-55/61 STONE MANOR II 46-99 AMD |
| Legal Subdivision | STONE MANOR 02 |
| Legal Lot Number | 34 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 5, FREEDOM |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 505101 |
Source: Carroll County records · APN 05-106621
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1186 GEMSTONE CT, SYKESVILLE, MD 21784-8870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 24, 2010 · Amount on Record |
| Deed Sale | Sep 24, 2010 · Amount on Record |
| Prior Sale | Mar 13, 2007 · Amount on Record |
| Deed Document Number | 2010642 |
| Deed Book / Page | 6308 / 68 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1186 GEMSTONE CT, ELDERSBURG, MD 21784-8870 |
| Document Number | 0094540490 |
| Instrument Date | Oct 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2019 |
| Title Company | NEW WORLD TITLE AND ESCROW LLC, NEW WORLD TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1186 GEMSTONE CT ELDERSBURG MD 217848870, ELDERSBURG, MD 21784-8870 |
| Document Number | 0094540490 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 009454/000490 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2049 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $623,533 (+16.13%) | $658,800 (+19.13%) Land $200,000 Building $458,800 | |
| 2025 | $6,639.00 (+9.43%) Homeowner's exemption | ||
| 2023 | $6,067.00 Homeowner's exemption | $536,933 | $553,000 Land $180,000 Building $373,000 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures