1186 Emory St, Imperial Beach, CA 91932 Property Records

San Diego County property record for 1186 Emory St, Imperial Beach, CA 91932

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,449 sqft · built 1971
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$910,000 (Apr 2022)
Tax Bill	$11,928 (2025)
Deeds & Mortgages	Apr 2022 Transfer Apr 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`632-121-28-00`

Property Details

APN / Parcel Number

Primary APN	`632-121-28-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,449 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1186 EMORY ST
City	IMPERIAL BEACH
State	CA
Zip	91932-3324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6000
Legal Description	BLK A LOTS 27&28 TR 001103
Legal Subdivision	SOUTH S D ANNEX
Legal Tract	001103
Legal Block	A
Legal Lot Number	27,28
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	10300

Owner

1186 Emory St is owned and occupied by an individual who bought it in April 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1186 EMORY ST, IMPERIAL BEACH, CA 91932-3324
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Apr 18, 2022	Grant Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Jan 12, 2021	Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC
Dec 6, 2019	Quit Claim Deed, Transfer EQUITY TITLE COMPANY SD, EQUITY TITLE CO SD
Dec 5, 2019	Quit Claim Deed, Transfer EQUITY TITLE COMPANY SD, EQUITY TITLE CO SD
Dec 5, 2019	Affidavit of Death, Transfer EQUITY TITLE COMPANY SD, EQUITY TITLE CO SD
Dec 5, 2019	Grant Deed, Transfer · VA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2022 · Amount on File
Deed Sale	Apr 18, 2022 · Amount on File
Prior Sale	Dec 5, 2019 · Amount on File
Deed Document Number	2022169367
Prior Transfer Date	Dec 4, 2019
Prior Transfer Doc	0000567862
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 18, 2022
Property Address	1186 EMORY ST, IMPERIAL BEACH, CA 91932-3324
Document Number	0000169366
Map Reference	MAP 1103
Instrument Date	Apr 14, 2022
Instrument	2022-0169366
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12424 S AVENUE C, YUMA, AZ 85365-9790

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 18, 2022
Property Address	1186 EMORY ST, IMPERIAL BEACH, CA 91932-3324
Document Number	0000169367
Map Reference	MAP 1103
Instrument Date	Apr 11, 2022
Instrument	2022-0169367
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1186 EMORY ST, IMPERIAL BEACH, CA 91932-3324

Mortgage

Document Number	0000169368
Date	Apr 18, 2022
Instrument	2022-0169368

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	May 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	Other
Max Rate	8.87%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1186 EMORY ST, IMPERIAL BEACH, CA 91932-3324
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1186 EMORY ST, IMPERIAL BEACH, CA 91932-3324

Mortgage

Document Number	0000021787
Date	Jan 12, 2021
Instrument	2021-0021787

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 6, 2019
Property Address	1186 EMORY ST, IMPERIAL BEACH, CA 91932-3324
Document Number	0000567862
Instrument Date	Dec 4, 2019
Instrument	567862
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	EQUITY TITLE COMPANY SD, EQUITY TITLE CO SD

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1186 EMORY ST IMPERIAL BEACH CA 919323324, IMPERIAL BEACH, CA 91932-3324

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 5, 2019
Property Address	1186 EMORY ST, IMPERIAL BEACH, CA 91932-3324
Document Number	0000567185
Instrument Date	Nov 25, 2019
Instrument	567185
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	EQUITY TITLE COMPANY SD, EQUITY TITLE CO SD

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1186 EMORY ST IMPERIAL BEACH CA 919323324, IMPERIAL BEACH, CA 91932-3324

December 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 5, 2019
Property Address	1186 EMORY ST, IMPERIAL BEACH, CA 91932-3324
Document Number	0000567183
Instrument Date	Nov 22, 2019
Instrument	567183
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	EQUITY TITLE COMPANY SD, EQUITY TITLE CO SD

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1040 ALBION ST SAN DIEGO CA 921062440, SAN DIEGO, CA 92106-2440

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 5, 2019
Property Address	1186 EMORY ST, IMPERIAL BEACH, CA 91932-3324
Document Number	0000567184
Map Reference	MAP 1103
Instrument Date	Nov 22, 2019
Instrument	2019-0567184
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	EQUITY TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1186 EMORY ST, IMPERIAL BEACH, CA 91932-3324

Mortgage

Document Number	0000567186
Date	Dec 5, 2019
Instrument	2019-0567186

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1186 Emory St was $11,928, up 3.4% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Imperial Beach City
Elementary School District	South Bay Union School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$985,011 (+2%) Land $790,174 Building $194,837
2025	$11,928.00 (+3.42%)	$965,698 Land $774,681 Building $191,017
2024	$11,534.00 (+12.64%)
2023	$10,240.00 (+44.67%)	$833,000 Land $668,000 Building $165,000
2022	$7,078.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1186 Emory St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1186 Emory St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 851 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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