Rutherford County property record for 1186 Cutoff Rd, Murfreesboro, TN 37129
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,554 sqft · built 1995 |
| Lot Size | 0.574 acres (25,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $320,000 (Aug 2021) |
| Tax Bill | $1,303 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 025K-A-003.00-000 |
| Primary APN | 025K-A-003.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,554 sqft Living Area |
| 1st Floor Area | 1,554 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 25,000 sqft (0.574 acres) |
| Lot Dimensions | 250 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Driveway | Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | Deck Area |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | R0011602 |
|---|---|
| Street Address | 1186 CUTOFF RD |
| City | MURFREESBORO |
| State | TN |
| Zip | 37129-7930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28 SUMMAR CROSSROADS PB 14 PG 161 100 X 250 |
| Legal Subdivision | SUMMAR CROSSROADS SEC 1 |
| Legal Lot Number | 28 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 40501 |
Source: Rutherford County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1850 PARKWAY PL SE, 900, MARIETTA, GA 30067-8261 |
| Owner Type | Company |
| Vesting | Partnership |
| Date | Document |
|---|---|
| Dec 17, 2021 | Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
| Aug 16, 2021 | Warranty Deed, Transfer OS NATIONAL LLC |
| Apr 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FIN'L NTWK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2021 · Amount on Record |
| Deed Sale | Aug 16, 2021 · Amount on Record |
| Prior Sale | Feb 27, 2006 · Amount on Record |
| Deed Document Number | 20212383580 |
| Deed Book / Page | 2126 / 1254 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 1186 CUTOFF RD, MURFREESBORO, TN 37129-7930 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2022 |
| Title Company | OS NATIONAL LLC |
| Name | Verified Name |
|---|
| Document Number | 0021841981 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 2184/1981 |
| Instrument | 2412225 |
| Name | MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10036 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Aug 16, 2021 |
| Property Address | 1186 CUTOFF RD, MURFREESBORO, TN 37129-7930 |
| Document Number | 21261254 |
| Book / Page | 2126 / 1254 |
| Map Reference | MB 14 PG 161 |
| Instrument Date | Aug 10, 2021 |
| Instrument | 2383580 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,184.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 1186 CUTOFF RD, MURFREESBORO, TN 37129-7930 |
| Document Number | RB19741182 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1186 CUTOFF RD MURFREESBORO TN 371297930, MURFREESBORO, TN 37129-7930 |
| Document Number | RB19741182 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 001974/001182 |
| Instrument | 2309670 |
| Name | AMERICAN FIN'L NTWK INC |
|---|---|
| Address | BREA, CA 92821 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 6, 2050 |
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,075 (+22.54%) Land $27,500 Building $57,575 | $340,300 (+22.54%) Land $110,000 Building $230,300 | |
| 2025 | $1,303.00 | $69,425 (-) Land $13,750 Building $55,675 | |
| 2023 | $1,303.00 | $69,425 Land $13,750 Building $55,675 | $277,700 (-) Land $55,000 Building $222,700 |
| 2022 | $277,700 Land $55,000 Building $222,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2013–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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