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1186 Commonwealth Cir, Forest, VA 24551 Property Records

Bedford County property record for 1186 Commonwealth Cir, Forest, VA 24551

Property Summary

Property TypeSingle Family Home
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on Record
Last Sale$215,000 (Apr 2021)
Tax Bill$991 (2023)
Deeds & MortgagesApr 2021 Sale & Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN99 22 53

Property Details

APN / Parcel Number

Primary APN99 22 53
Alternative APNs
  • 90510087
  • 525994

Exterior

Lot Area2,178 sqft (0.05 acres)

Location & Zoning

Account Number525994
Street Address1186 COMMONWEALTH CIR
CityFOREST
StateVA
Zip24551-2553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFARMINGTON AT FOREST SEC 13 LT 53 PB 50/313
Legal SubdivisionFARMINGTON AT FOREST
Legal Lot Number53
JurisdictionBEDFORD VA
Township / Civil Division4
Census Block Group1
Census Block1013
Census Tract30103

Owner

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1186 COMMONWEALTH CIR, FOREST, VA 24551-2553
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2021Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Mar 24, 2020Warranty Deed, Transfer · VA Mortgage
MCLEAN MORTGAGE CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2021 · Amount on Record
Deed SaleApr 28, 2021 · Amount on Record
Prior SaleMar 24, 2020 · Amount on Record
Deed Document Number210006411
Record UpdatedJun 7, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEDFORD VA
Recording DateApr 28, 2021
Property Address1186 COMMONWEALTH CIR, FOREST, VA 24551-2553
Document Number0210006411
Instrument DateApr 22, 2021
Instrument210006411
Transaction TypeTransfer
Record UpdatedAug 15, 2023
Title CompanyNOT AVAILABLE, MOUNTAIN VIEW STLMNT SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1186 COMMONWEALTH CIR, FOREST, VA 24551-2553

Mortgage

Document Number0210006412
DateApr 28, 2021
Instrument210006412
Lender
NameHOME POINT FINANCIAL CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEDFORD VA
Recording DateMar 24, 2020
Property Address1186 COMMONWEALTH CIR, FOREST, VA 24551-2553
Document Number0200002906
Instrument DateMar 23, 2020
Instrument200002906
Transaction TypeTransfer
Record UpdatedAug 15, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2226 SWEET HOLLOW RD, BIG ISLAND, VA 24526-3041

Mortgage

Document Number0200002908
DateMar 24, 2020
Instrument200002908
Lender
NameMCLEAN MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateVirginia
CountyBedford County
Unified School DistrictBedford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$991.00 Additional exemption filed$120,950$241,900 Land $35,000 Building $206,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEDFORD REGIONAL WATER AUTHORITY (BRWA)
serves 38,794 people · EPA ID VA5019052
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2024–2026)
action level 15 ppb
Copper1.52 mg/L (2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Glo Fiber
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Commonwealth Cir

Nearby Streets

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