1186 Cloverlea Ln, Bedford, VA 24523 Property Records

Bedford County property record for 1186 Cloverlea Ln, Bedford, VA 24523 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,664 sqft · built 1975
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on File
Tax Bill	$302 (2026)
Flood Zone	Zone X (minimal risk)
APN	`92 A 46A`

Property Details

APN / Parcel Number

Primary APN	`92 A 46A`
Alternative APNs	`9205200` `144709`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,664 sqft Living Area
1st Floor Area	1,552 sqft
Basement Area	1,552 sqft
Unfinished Basement	1,552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,609 sqft (1.07 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	108 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1186 CLOVERLEA LN
City	BEDFORD
State	VA
Zip	24523-3695
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIG OTTER
Legal Subdivision	BIG OTTER
Jurisdiction	BEDFORD VA
Township / Civil Division	7
Census Block Group	2
Census Block	2000
Census Tract	30401

Owner

Source: Bedford County records · APN 92 A 46A

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1186 CLOVERLEA LN, BEDFORD, VA 24523-3695
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Bedford County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$302.00	$73,900 (+1%) Land $20,000 Building $53,900
2023	$302.00 Additional exemption filed	$36,950	$73,900 Land $20,000 Building $53,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bedford County (51019C), updated September 29, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510190304012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2011, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 66% of Virginia
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Cable	1,200 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Shenandoah Telecommunications Company. Availability varies by address; speeds are provider-advertised maximums, not measured.