1186 Centerfield Rd, Niles, MI 49120 Property Records

Cass County property record for 1186 Centerfield Rd, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,014 sqft · built 1975
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$122,000 (Sep 2020)
Tax Bill	$1,541 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-020-420-068-00`

Property Details

APN / Parcel Number

Primary APN	`14-020-420-068-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,014 sqft Building Perimeter
1st Floor Area	1,014 sqft
Basement Area	1,014 sqft
Unfinished Basement	1,014 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	10,890 sqft (0.25 acres)
Garage Area	300 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1186 CENTERFIELD RD
City	NILES
State	MI
Zip	49120-5101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. 1121D SEC 29 T7S R16W LOT 68 HUNTLY PARK SUBDIVISION.
Legal Subdivision	HUNTLY PARK
Legal Lot Number	68
Jurisdiction	CASS MI
Township / Civil Division	HOWARD
Census Block Group	2
Census Block	2015
Census Tract	1500

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1186 CENTERFIELD RD, NILES, MI 49120-5101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND HOME MORTGAGE
Sep 11, 2020	Warranty Deed, Transfer · Conventional Mortgage HONOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Deed Book / Page	1180 / 74
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	1186 CENTERFIELD RD, NILES, MI 49120-5101
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	CLEARSTREAM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1186 CENTERFIELD RD, NILES, MI 49120-5101

Mortgage

Document Number	001205/553
Date	Oct 7, 2021
Book Page	1205/553

Lender

Name	HEARTLAND HOME MORTGAGE
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49508

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Sep 11, 2020
Property Address	1186 CENTERFIELD RD, NILES, MI 49120-5101
Document Number	0001180/74
Book / Page	1180 / 74
Map Reference	LB 1-G PG 328
Instrument Date	Aug 14, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,049.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1186 CENTERFIELD RD, 1186, NILES, MI 49120-5101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1186 CENTERFIELD RD, NILES, MI 49120-5101

Mortgage

Document Number	0000118077
Date	Sep 11, 2020
Instrument	1180/77

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Howard Township
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,100 (+4.66%) Land $83,100	$166,200 (+4.66%) Land $166,200
2025	$1,541.00 (+24.58%) Homeowner's exemption	$79,400 (-9.15%) Land $79,400	$158,800 (-9.15%) Land $158,800
2023		$87,400	$174,800
2022	$1,237.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: AT&T.

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