1186 5th St, Norco, CA 92860 Property Records

Riverside County property record for 1186 5th St, Norco, CA 92860

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,812 sqft · built 1910
Lot Size0.91 acres (39,640 sqft)
Owner2 Individual Names on Record
Last Sale$754,000 (Oct 2018)
Tax Bill$9,480 (2025)
Deeds & MortgagesDec 2019 Line of Credit
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN127-100-022

Property Details

APN / Parcel Number

Primary APN127-100-022
Alternative APN
  • 091500134

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,812 sqft Living Area
Gross Area4,295 sqft
1st Floor Area2,812 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2005
Construction TypeWood
Roof MaterialTile
Lot Area39,640 sqft (0.91 acres)
Garage TypeAttached
Garage Area1,097 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number091500134
Street Address1186 5TH ST
CityNORCO
StateCA
Zip92860-2026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA120M
Legal Description.91 ACRES IN POR LOT 1 BLK 28 MB 007/054 RIVERSIDE ORANGE HEIGHTS TRACT NO 2
Legal SubdivisionRIVERSIDE ORANGE HEIGHTS TRACT NO 2
Legal Tract2
Legal Block28
Legal Lot Number1
JurisdictionRIVERSIDE CA
Township / Civil DivisionNORCO
Census Block Group1
Census Block1002
Census Tract40812

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1186 5TH ST, NORCO, CA 92860-2026
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2019Deed of Trust, Mortgage · Line of Credit
TCF NATIONAL BANK
Oct 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC
Dec 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 10, 2018Grant Deed, Transfer · ARM
HOMEXPRESS MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 10, 2018 · Amount on Record
Deed SaleOct 10, 2018 · Amount on Record
Prior SaleJun 24, 2014 · Amount on Record
Deed Document Number2018402673
Prior Transfer DateDec 11, 2013
Prior Transfer Doc0000588408
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address1186 5TH ST, NORCO, CA 92860-2026
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000541246
DateDec 30, 2019
Instrument2019-0541246
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 23, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address1186 5TH ST, NORCO, CA 92860-2026
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCLEARMARK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1186 5TH ST, NORCO, CA 92860-2026

Mortgage

Document Number0000478266
DateOct 6, 2020
Instrument2020-0478266
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address1186 5TH ST, NORCO, CA 92860-2026
Document Number0000541245
Instrument DateDec 21, 2019
Transaction TypeMortgage
Record UpdatedJan 13, 2020
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1186 5TH ST NORCO CA 928602026, NORCO, CA 92860-2026

Mortgage

Document Number0000541245
DateDec 30, 2019
Instrument541245
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 29, 2049

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateOct 10, 2018
Property Address1186 5TH ST, NORCO, CA 92860-2026
Document Number0000402673
Map ReferenceMB 7 PG 54
Instrument DateJun 14, 2018
Instrument2018-0402673
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyPACIFIC COAST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1186 5TH ST, NORCO, CA 92860-2026

Mortgage

Document Number0000402674
DateOct 10, 2018
Instrument2018-0402674
Lender
NameHOMEXPRESS MORTGAGE CORP
TypeNon-Lending Institution
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueNov 1, 2048
Interest
Rate TypeAdjustable Rate
Rate7.75%
Type Change DateNov 1, 2023
Change Frequency6 Months
Min Rate At Change7.75%
Max Rate At Change10.7%
Index6-Month LIBOR
Max Rate13.7%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityNorco City
Unified School DistrictCorona-Norco Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$857,521 (+2%) Land $142,225 Building $715,296
2025$9,480.00 (+4.84%)$840,708 (+4.04%) Land $139,437 Building $701,271
2023$9,042.00 (+1.86%)$808,064 Land $134,023 Building $674,041
2022$8,877.00
2021$825,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1980–2016)
Claims Outside the SFHA1 of 3
Most Recent ClaimMar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NORCO
serves 25,068 people · EPA ID CA3310025
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting42
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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