Frederick County property record for 11856 Renner Rd, Keymar, MD 21757
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 2 ba · 1,460 sqft · built 1900 |
| Lot Size | 10.7 acres (467,834 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Jun 2026) |
| Tax Bill | $3,345 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2025 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-280951 |
| Primary APN | 11-280951 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,460 sqft Gross Area |
| 1st Floor Area | 640 sqft |
| Basement Area | 875 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 467,834 sqft |
| Porch | Enclosed Porch |
| Porch Area | 392 sqft |
| Deck Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 280951 |
|---|---|
| Street Address | 11856 RENNER RD |
| City | KEYMAR |
| State | MD |
| Zip | 21757-8222 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | A |
| Legal Description | 10.74 AC S/S RENNER RD E/HILL RD |
| Legal Subdivision | LAMBERTS ACRES |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 11, WOODSBORO |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 751600 |
11856 Renner Rd, an agricultural property, is owned by two individuals who bought it in June 2026.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11856 RENNER RD, KEYMAR, MD 21757-8222 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Feb 28, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Jun 5, 2026 | Deed, Transfer · Conventional Mortgage CLEAR TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2026 · Amount on File |
| Deed Sale | Jun 5, 2026 · Amount on File |
| Deed Book / Page | 17899 / 461 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 11856 RENNER RD, KEYMAR, MD 21757-8222 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 11856 RENNER RD, KEYMAR, MD 21757-8222 |
| Document Number | 0148060060 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 14806/60 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 11856 RENNER RD, KEYMAR, MD 21757-8222 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 11856 RENNER RD, KEYMAR, MD 21757-8222 |
| Document Number | 0172400081 |
|---|---|
| Date | Feb 28, 2025 |
| Book Page | 17240/81 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 5, 2026 |
| Property Address | 11856 RENNER RD, KEYMAR, MD 21757-8222 |
| Document Number | 1789000461 |
| Book / Page | 17899 / 461 |
| Instrument Date | May 29, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | CLEAR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $606,000.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11856 RENNER RD, KEYMAR, MD 21757-8222 |
| Document Number | 1789000466, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 17899/466 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 11856 Renner Rd was $3,345, up 5.8% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $297,900 (+8.6%) | $345,100 (+25.81%) Land $165,800 Building $179,300 | |
| 2025 | $3,345.00 (+5.75%) Homeowner's exemption | $274,300 Land $119,800 Building $154,500 | $274,300 Land $119,800 Building $154,500 |
| 2024 | $3,163.00 (+7.95%) | ||
| 2023 | $2,930.00 Homeowner's exemption | $243,233 | $274,300 Land $119,800 Building $154,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 11856 Renner Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 11856 Renner Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures