11851 Topper Rd, Madera, CA 93636 Property Records

Madera County property record for 11851 Topper Rd, Madera, CA 93636

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,505 sqft · built 1986
Lot Size	0.49 acres (21,344 sqft)
Owner	Trust Name on File
Last Sale	$210,000 (Sep 2003)
Tax Bill	$3,581 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2017 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`049-513-007-000`

Property Details

APN / Parcel Number

Primary APN	`049-513-007-000`
Alternative APN	`049513007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,505 sqft Living Area
1st Floor Area	1,505 sqft
Basement Area	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Lot Area	21,344 sqft (0.49 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	11851 TOPPER RD
City	MADERA
State	CA
Zip	93636-8643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRM
Legal Description	MADERA RANCHOS 6 LOT 162
Legal Subdivision	MADERA RANCHOS 6
Legal Lot Number	162
Jurisdiction	MADERA CA
Township / Civil Division	MADERA SOUTHEAST
Census Block Group	2
Census Block	2041
Census Tract	1100

Owner

11851 Topper Rd is owner-occupied and held in a trust since September 2015.

Source: Madera County records, as of July 20, 2026

Owner of Record	Trust Name on File
Mailing Address	11851 TOPPER RD, MADERA, CA 93636-8643
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Feb 23, 2017	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jun 10, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
May 22, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2003 · Amount on File
Deed Sale	Sep 29, 2003 · Amount on File
Prior Sale	May 16, 2003 · Amount on File
Deed Document Number	200340253
Last Transfer Date	Sep 10, 2015
Transfer Doc	0000021791
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	11851 TOPPER RD, MADERA, CA 93636-8643
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11851 TOPPER RD, MADERA, CA 93636-8643

Mortgage

Document Number	0000025283
Date	Aug 11, 2021
Instrument	2021025283

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	11851 TOPPER RD, MADERA, CA 93636-8643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005183
Date	Feb 23, 2017
Instrument	2017005183

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	11851 TOPPER RD, MADERA, CA 93636-8643
Document Number	0000015165
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	11851 TOPPER RD MADERA CA 936368643, MADERA, CA 93636-8643

Mortgage

Document Number	0000015165
Date	Jul 6, 2020
Instrument	15165

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	11851 TOPPER RD, MADERA, CA 93636-8643
Document Number	0000015216
Instrument Date	May 22, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11851 TOPPER RD MADERA CA 936368643, MADERA, CA 93636-8643

Mortgage

Document Number	0000015216
Date	Jul 12, 2019
Instrument	15216

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11851 Topper Rd was $3,581 with a homeowner's exemption.

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Unified School District	Golden Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$328,759 (+2%) Land $57,995 Building $270,764
2025	$3,581.00 Homeowner's exemption	$322,313 Land $56,858 Building $265,455
2023	$3,383.00 (+0.71%) Homeowner's exemption	$309,799 Land $54,651 Building $255,148
2022	$3,359.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11851 Topper Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11851 Topper Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADERA CO MD10A-MADERA RANCHOS serves 3,072 people · EPA ID CA2010008
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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