Erie County property record for 11851 Comer Rd, Waterford, PA 16441
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 1 bd · 1.5 ba · 900 sqft · built 2020 |
| Lot Size | 10 acres (438,039 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,807 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-003-006.0-007.01 |
| Primary APN | 45-003-006.0-007.01 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Total Area |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Family Room | Family Room |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 438,039 sqft (10 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 224 sqft |
| Balcony Area | 180 sqft |
| Utility Building | 96 sqft |
| Pole Barn | 551 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 11851 COMER RD |
|---|---|
| City | WATERFORD |
| State | PA |
| Zip | 16441-8963 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | A1 |
| Legal Description | 11851 COMER RD 10.0558 AC NET 10.2234 AC GROSS |
| Jurisdiction | ERIE PA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 12201 |
11851 Comer Rd, an agricultural property, is owned and occupied by an individual.
Source: Erie County records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11851 COMER RD, WATERFORD, PA 16441-8963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2025 | Deed of Trust, Mortgage · Non-Conforming Investor Loan THE ANDOVER BANK |
| Jun 22, 2021 | Deed of Trust, Mortgage · Line of Credit THE ANDOVER BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE PA |
| Property Address | 11851 COMER RD, WATERFORD, PA 16441-8963 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000019728 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 2025-019728 |
| Name | THE ANDOVER BANK |
|---|---|
| Type | Bank |
| Address | EDINBORO, PA 16412 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 1, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE PA |
| Property Address | 11851 COMER RD, WATERFORD, PA 16441-8963 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021016093 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 2021-016093 |
| Name | THE ANDOVER BANK |
|---|---|
| Type | Bank |
| Address | EDINBORO, PA 16412 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 11851 Comer Rd was $1,807 with a homeowner's exemption, up 19.2% from the year before.
Source: Erie County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Erie County |
| County Subdivision | Washington Township |
| Unified School District | General McLane School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,807.00 (+19.2%) Homeowner's exemption | $75,400 Land $38,400 Building $37,000 | |
| 2025 | $1,516.00 | ||
| 2024 | $75,400 Land $38,400 Building $37,000 | ||
| 2023 | $1,448.00 Homeowner's exemption Additional exemption filed | ||
| 2013 | $80,600 Land $43,600 Building $37,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11851 Comer Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 6, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 11851 Comer Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Fiber | 1,000 / 1,000 |
| Velocity.Net Communications Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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