Levy County property record for 11850 Rye Key Dr, Cedar Key, FL 32625
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 1,152 sqft · built 1980 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $336,700 (Feb 2021) |
| Tax Bill | $8,756 (2024) |
| Deeds & Mortgages | Apr 2017 Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 1652000000 |
| Primary APN | 1652000000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,152 sqft Heated Area |
| Gross Area | 3,264 sqft |
| 1st Floor Area | 1,152 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Width | 71 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 408 sqft |
| Deck Area | 552 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Other |
| Old Parcel Number | 1915131652000000 |
|---|---|
| Street Address | 11850 RYE KEY DR |
| City | CEDAR KEY |
| State | FL |
| Zip | 32625-5172 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | 19-15-13 RYE KEY CONDOMINIUM UNIT NUMBER 13 OR BOOK 1569 PAGE 408 |
| Legal Range | 13E |
| Legal Township | 15S |
| Legal Section | 19 |
| Legal Subdivision | RYE KEY |
| Jurisdiction | LEVY FL |
| Township / Civil Division | CEDAR KEY-YANKEETOWN |
| Census Block Group | 1 |
| Census Block | 1136 |
| Census Tract | 970400 |
Source: Levy County records · APN 1652000000
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 112 ACRES RD N, GREENWOOD, SC 29649-9502 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NORWICH COMMERCIAL GROUP INC |
| Feb 08, 2021 | Warranty Deed, Transfer · Conventional Mortgage DRUMMOND COMMUNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 08, 2021 · Amount on Record |
| Deed Sale | Feb 08, 2021 · Amount on Record |
| Prior Sale | Nov 07, 2005 · Amount on Record |
| Deed Document Number | 678369 |
| Deed Book / Page | 1569 / 408 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEVY FL |
| Property Address | 11850 RYE KEY DR, CEDAR KEY, FL 32625-5172 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Title Company | VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0014190905 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 1419/0905 |
| Instrument | 624941 |
| Name | NORWICH COMMERCIAL GROUP INC |
|---|---|
| Type | Non-Lending Institution |
| Address | AVON, CT 06001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEVY FL |
| Recording Date | Feb 08, 2021 |
| Property Address | 11850 RYE KEY DR, CEDAR KEY, FL 32625-5172 |
| Document Number | 0015690408 |
| Book / Page | 1569 / 408 |
| Map Reference | MB 5 PG 63 |
| Instrument Date | Feb 05, 2021 |
| Instrument | 678369 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,356.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8107 SW 39TH PL, GAINESVILLE, FL 32608-3640 |
| Name | Verified Name |
|---|---|
| Address | 112 ACRES RD N, GREENWOOD, SC 29649-9502 |
| Document Number | 0001569410 |
|---|---|
| Date | Feb 08, 2021 |
| Instrument | 1569/410 |
| Name | DRUMMOND COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Mar 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 8.75% |
Source: Levy County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Levy County |
| Municipality | Cedar Key City |
| Unified School District | Levy County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $391,003 (+1.86%) Land $133,000 Building $258,003 | $391,003 (+1.86%) Land $133,000 Building $258,003 | |
| 2024 | $8,756.00 (+4.25%) | ||
| 2023 | $8,399.00 (+14.44%) | $383,872 (+17.18%) | $383,872 (+17.18%) Land $133,000 Building $250,872 |
| 2022 | $7,339.00 | $327,598 | $327,598 Land $133,000 Building $194,598 |
Source: FEMA National Flood Hazard Layer as of September 15, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 186 individual policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 378 units insured incl. 192 condo units |
| Nearby Flood Claims | 614 (1983–2024) |
| Claims Outside the SFHA | 1 of 614 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fiber by Central Florida Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 53 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CEDAR KEY WTP serves 735 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 Haloacetic acids resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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