Habersham County property record for 1185 Yonah Lake Cir, Toccoa, GA 30577
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,432 sqft · built 1953 |
| Lot Size | 1.1 acres (48,147 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,396 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 159 037 26 |
| Primary APN | 159 037 26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,432 sqft Heated Area |
| Gross Area | 3,991 sqft |
| 1st Floor Area | 2,432 sqft |
| Basement Area | 325 sqft |
| Finished Basement | 325 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 48,147 sqft (1.1 acres) |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 44 sqft |
| Deck Area | 50 sqft |
| Patio Area | 631 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 419023 |
|---|---|
| Street Address | 1185 YONAH LAKE CIR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-6928 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | 12-222 GA POWER LOT #26 662-496 |
| Legal Lot Number | 26 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | TURNERVILLE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 100 |
Source: Habersham County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22 LITTLE DRY CREEK RD NW, ROME, GA 30165-1608 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 1185 YONAH LAKE CIR, TOCCOA, GA 30577-6928 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1185 YONAH LAKE CRK |
| Document Number | 0000001203/0000000434 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | 0000001203/0000000434 |
| Name | OCONEE FEDERAL SAVINGS AND LOAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,396.00 (+6.62%) | $192,830 (+21.36%) Building $192,830 | $482,074 (+21.36%) Building $482,074 |
| 2023 | $4,123.00 (+14.5%) | $158,888 (+14.5%) Building $158,888 | $397,220 (+14.5%) Building $397,220 |
| 2022 | $3,601.00 | $138,772 Building $138,772 | $346,930 Building $346,930 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Spectrum, Windstream.
No cell data coverage reported
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