1185 Westgate Rd, Toledo, OH 43615 Property Records

Lucas County property record for 1185 Westgate Rd, Toledo, OH 43615

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 882 sqft · built 1952
Lot Size	0.158 acres (6,900 sqft)
Owner	Individual Name on File
Last Sale	$70,500 (Apr 2012)
Tax Bill	$1,907 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit May 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-92401`

Property Details

APN / Parcel Number

Primary APN	`20-92401`
Alternative APN	`06272023`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	882 sqft Living Area
Gross Area	1,750 sqft
1st Floor Area	882 sqft
Basement Area	868 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Metal
Construction Type	Metal Frame
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	150 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	24 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1185 WESTGATE RD
City	TOLEDO
State	OH
Zip	43615-6931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS12
Legal Description	WESTGATE LOT 143
Legal Subdivision	WESTGATE
Legal Tract	73.03
Legal Lot Number	143
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2001
Census Tract	7306

Owner

1185 Westgate Rd is owned and occupied by an individual who bought it in April 2012.

Source: Lucas County records, as of March 26, 2026

Owner of Record	Individual Name on File
Mailing Address	1185 WESTGATE RD, TOLEDO, OH 43615-6931
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 7, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2012 · Amount on File
Deed Sale	Apr 4, 2012 · Amount on File
Prior Sale	Dec 10, 2004 · Amount on File
Deed Document Number	201215561
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	1185 WESTGATE RD, TOLEDO, OH 43615-6931
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	ENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 WESTGATE RD, TOLEDO, OH 43615-6931

Mortgage

Document Number	0000009528
Date	Mar 9, 2026
Instrument	202603090009528

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 28, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	1185 WESTGATE RD, TOLEDO, OH 43615-6931
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 WESTGATE RD, TOLEDO, OH 43615-6931

Mortgage

Document Number	0000013926
Date	May 7, 2024
Instrument	202405070013926

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,530 (-) Land $8,120 Building $25,410	$95,800 (-) Land $23,200 Building $72,600
2024	$1,907.00 (+15.86%)	$33,530 (+32.32%) Land $8,120 Building $25,410	$95,800 Land $23,200 Building $72,600
2023	$1,646.00 (+0.8%)	$25,340 (-) Land $6,265 Building $19,075
2022	$1,633.00 Homeowner's exemption	$25,340 Land $6,265 Building $19,075
2021			$72,400 Land $17,900 Building $54,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1185 Westgate Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1185 Westgate Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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