1185 Tracy Dr, Morris, IL 60450 Property Records

Grundy County property record for 1185 Tracy Dr, Morris, IL 60450

Property Summary

Property Type	Single Family Home
Details	1,296 sqft · built 1969
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Feb 2020)
Tax Bill	$5,513 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-14-152-014`

Property Details

APN / Parcel Number

Primary APN	`05-14-152-014`

Interior

Building Area	1,296 sqft Total Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Street Address	1185 TRACY DR
City	MORRIS
State	IL
Zip	60450-8450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEBBLE BEACH SUB LT 18 SEC 14-33-7
Legal Range	07W
Legal Township	33N
Legal Section	14
Legal Subdivision	PEBBLE BEACH SUBDIVISION
Legal Lot Number	18
Jurisdiction	GRUNDY IL
Township / Civil Division	WAUPONSEE
Census Block Group	1
Census Block	1007
Census Tract	500

Owner

Source: Grundy County assessment roll, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1185 TRACY DR, MORRIS, IL 60450-8450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage HUD
Jul 26, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Apr 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage STREATOR ONIZED CU
Feb 18, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Jun 12, 2018	Deed of Trust, Mortgage · Line of Credit STREATOR ONIZED CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 18, 2020 · Amount on Record
Deed Sale	Feb 18, 2020 · Amount on Record
Deed Document Number	2020590750
Prior Transfer Date	Sep 15, 2014
Prior Transfer Doc	0000549312
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	1185 TRACY DR, MORRIS, IL 60450-8450
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000625164
Date	Apr 26, 2024
Instrument	625164

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Aug 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	1185 TRACY DR, MORRIS, IL 60450-8450
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000605785
Date	Jul 26, 2021
Instrument	605785

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	1185 TRACY DR, MORRIS, IL 60450-8450
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000583520
Date	Apr 1, 2019
Instrument	583520

Lender

Name	STREATOR ONIZED CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2034

Interest

Rate Type	Fixed Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Feb 18, 2020
Property Address	1185 TRACY DR, MORRIS, IL 60450-8450
Document Number	0000590750
Instrument Date	Feb 13, 2020
Instrument	590750
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1185 TRACY DR MORRIS IL 604508450, MORRIS, IL 60450-8450

Mortgage

Document Number	590751
Date	Feb 18, 2020
Instrument	590751

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2050

Interest

Rate Type	Fixed Rate
Rate	4.49%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	1185 TRACY DR, MORRIS, IL 60450-8450
Document Number	0000578200
Instrument Date	Jun 12, 2018
Transaction Type	Mortgage
Record Updated	Jul 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1185 TRACY DR MORRIS IL 604508450, MORRIS, IL 60450-8450

Mortgage

Document Number	0000578200
Date	Jun 25, 2018
Instrument	578200

Lender

Name	STREATOR ONIZED CU
Address	120 E NORTHPOINT DR, STREATOR, IL 61364-1174

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 24, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Wauponsee Township
Elementary School District	Morris School District 54 (PK - 08)
Secondary School District	Morris Community High School District 101 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,513.00 (+29.99%)	$69,637 (+16.9%) Land $16,408 Building $53,229	$208,911 (+16.9%) Land $49,224 Building $159,687
2022	$4,241.00 Homeowner's exemption	$59,570 Land $14,036 Building $45,534	$178,710 Land $42,108 Building $136,602

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1982–2020)
Claims Outside the SFHA	2 of 14
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Benton Ridge Telephone Company Fixed Wireless	100 / 20

May also be available: Verizon.

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