1185 Sutter Ln, San Marcos, CA 92069 Property Records

San Diego County property record for 1185 Sutter Ln, San Marcos, CA 92069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1984
Lot Size	0.248 acres (10,784 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Dec 2004)
Tax Bill	$8,132 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`226-052-60-00`

Property Details

APN / Parcel Number

Primary APN	`226-052-60-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,400 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	10,784 sqft (0.248 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1185 SUTTER LN
City	SAN MARCOS
State	CA
Zip	92069-3174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	LOT 23 TR 010761
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	010761
Legal Block	1
Legal Lot Number	23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1006
Census Tract	20025

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1185 SUTTER LN, SAN MARCOS, CA 92069-3174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 29, 2004 · Amount on Record
Deed Sale	Dec 29, 2004 · Amount on Record
Prior Sale	Mar 10, 2000 · Amount on Record
Deed Document Number	20041227322
Last Transfer Date	Jun 24, 2016
Transfer Doc	0000418448
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1185 SUTTER LN, SAN MARCOS, CA 92069-3174
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 SUTTER LN, SAN MARCOS, CA 92069-3174

Mortgage

Document Number	0000482875
Date	Jul 6, 2021
Instrument	2021-0482875

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$726,477 (+2%) Land $554,493 Building $171,984
2025	$8,132.00 (+8.82%) Homeowner's exemption	$712,233 (+5.28%) Land $543,621 Building $168,612
2023	$7,473.00 (+8.48%) Homeowner's exemption	$676,533 Land $522,471 Building $154,062
2022	$6,889.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile USA.

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