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1185 Summit Dr, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1185 Summit Dr, Annapolis, MD 21409 · Last verified September 2023

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,060 sqft · built 1976
Lot Size0.22 acres (9,600 sqft)
OwnerIndividual Name on File
Last Sale$390,000 (Oct 2018)
Tax Bill$3,997 (2023)
Deeds & MortgagesMay 2020 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-165-13295980

Property Details

APN / Parcel Number

Primary APN03-165-13295980
Alternative APNs
  • 316513295980
  • 16513295980

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,060 sqft Total Area
1st Floor Area1,060 sqft
Basement Area480 sqft
Finished Basement480 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,600 sqft (0.22 acres)
PorchOpen Porch
Porch Area216 sqft
Deck Area166 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number16513295980
Old Parcel Number316513295980
Street Address1185 SUMMIT DR
CityANNAPOLIS
StateMD
Zip21409-4707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 21 BK GG PL 4 1185 SUMMIT DR CAPE ST CLAIRE
Legal SubdivisionCAPE ST CLAIRE
Legal BlockGG
Legal Lot Number21
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2003
Census Tract731003

Owner

Source: Anne Arundel County records · APN 03-165-13295980

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1185 SUMMIT DR, ANNAPOLIS, MD 21409-4707
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2020Deed of Trust, Mortgage · VA Mortgage
FIRST HOME MORTGAGE CORP
Oct 23, 2018Deed, Transfer · VA Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 23, 2018 · Amount on Record
Deed SaleOct 23, 2018 · Amount on Record
Deed Document Number0032592113
Deed Book / Page32592 / 113
Record UpdatedJun 07, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1185 SUMMIT DR, ANNAPOLIS, MD 21409-4707
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanyPROGRESSIVE TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0346480175
DateMay 28, 2020
Book Page34648/175
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
AddressNOTTINGHAM, MD 21236
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

October 2018: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateOct 23, 2018
Property Address1185 SUMMIT DR, ANNAPOLIS, MD 21409-4707
Document Number0325920113
Book / Page32592 / 113
Map ReferenceMB21 FO47
Instrument DateSep 28, 2018
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyCAPITAL TITLE INS AGCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1185 SUMMIT DR, ANNAPOLIS, MD 21409-4707

Mortgage

Document Number0032592119
DateOct 23, 2018
Instrument32592/119
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2048

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,997.00$366,067$372,500 Land $231,800 Building $140,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037310032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies8 in force
Nearby Flood Claims3 (1978–2003)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2003, rainfall accumulation, Hurricane Isabel
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 568 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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