1185 Seneca Dr, Silt, CO 81652 Property Records

Garfield County property record for 1185 Seneca Dr, Silt, CO 81652

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,750 sqft · built 1996
Lot Size	18.4 acres (804,118 sqft)
Owner	2 Individual Names on Record
Last Sale	$519,000 (Nov 2019)
Tax Bill	$4,098 (2025)
Deeds & Mortgages	Sep 2018 Second Mortgage Nov 2019 Sale & Mortgage + 1 more
APN	`R023152`

Property Details

APN / Parcel Number

Primary APN	`R023152`
Alternative APN	`217914300013`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,750 sqft Heated Area
1st Floor Area	246 sqft
Basement Area	510 sqft
Finished Basement	756 sqft
Unfinished Basement	756 sqft
Flooring	Carpet
Interior Walls	Log

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	804,118 sqft (18.4 acres)
Garage Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,068 sqft
Patio Area	116 sqft
Balcony Area	116 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R023152
Street Address	1185 SENECA DR
City	SILT
State	CO
Zip	81652-9307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SECTION: 14 TOWNSHIP: 6 RANGE: 92 SUBDIVISION: MINEOTA RIDGE EST. 1ST. LOT: 13 18.46 AC
Legal Range	92
Legal Township	06
Legal Section	14
Legal Subdivision	MINEOTA RIDGE EST. 1ST
Legal Lot Number	1
Jurisdiction	GARFIELD CO
Township / Civil Division	NEW CASTLE
Census Block Group	1
Census Block	1031
Census Tract	951901

Owner

Source: Garfield County records, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1185 SENECA DR, SILT, CO 81652-9307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY SERVICE FCU
Nov 13, 2019	Warranty Deed, Transfer · Conventional Mortgage ZB NA
Jun 18, 2019	Deed of Trust, Mortgage · Line of Credit SECURITY SVC FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2019 · Amount on Record
Deed Sale	Nov 13, 2019 · Amount on Record
Prior Sale	Aug 7, 2015 · Amount on Record
Deed Document Number	2019928124
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD CO
Property Address	1185 SENECA DR, SILT, CO 81652-9307
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECURITY SERVICES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000912160
Date	Sep 26, 2018
Instrument	912160

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2058

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARFIELD CO
Recording Date	Nov 13, 2019
Property Address	1185 SENECA DR, SILT, CO 81652-9307
Document Number	0000928124
Map Reference	DOC 255378
Instrument Date	Nov 13, 2019
Instrument	928124
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1185 SENECA DR, 1185, SILT, CO 81652-9307

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1185 SENECA DR, SILT, CO 81652-9307

Mortgage

Document Number	0000928125
Date	Nov 13, 2019
Instrument	928125

Lender

Name	ZB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD CO
Property Address	1185 SENECA DR, SILT, CO 81652-9307
Document Number	0000921937
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1185 SENECA DR SILT CO 816529307, SILT, CO 81652-9307

Mortgage

Document Number	0000921937
Date	Jun 24, 2019
Instrument	921937

Lender

Name	SECURITY SVC FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 23, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Garfield County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Garfield County
Unified School District	Garfield School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,098.00 (+24.29%)	$50,070 (+6.58%) Land $14,380 Building $35,690	$800,960 (+14.22%) Land $230,000 Building $570,960
2024	$3,297.00 (+15.6%)	$46,980 (-) Land $14,290 Building $32,690	$701,230 (-) Land $213,270 Building $487,960
2023	$2,852.00 (+16.89%)	$46,980 (+26.19%) Land $14,290 Building $32,690	$701,230 (+30.91%) Land $213,270 Building $487,960
2022	$2,440.00	$37,230 Land $9,730 Building $27,500	$535,660 Land $140,000 Building $395,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 64% of Colorado
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kellin Communications Fixed Wireless	1,000 / 220

May also be available: Rise Broadband.

Cell Coverage

4G LTE only, no 5G reported

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