1185 S Downing St, Denver, CO 80210 Property Records

Denver City property record for 1185 S Downing St, Denver, CO 80210

Property Summary

Property TypeSingle Family Home
Details1 bd · 3 ba · 2,917 sqft · built 1927
Lot Size0.138 acres (5,990 sqft)
OwnerIndividual Name on File
Tax Bill$7,266 (2025)
Deeds & MortgagesOct 2020 Mortgage
Nov 2019 Mortgage
APN05232-03-014-000

Property Details

APN / Parcel Number

Primary APN05232-03-014-000
Alternative APNs
  • 680423203014
  • 161520703

Interior

Bedrooms1 Bed
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,917 sqft Living Area
1st Floor Area1,697 sqft
Basement Area1,422 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 2007
Architectural StyleBi-Level
Exterior MaterialCombination
Construction TypeFrame
Lot Area5,990 sqft (0.138 acres)
View / LotHighway
Garage TypeDetached
Garage Area500 sqft
Patio Area54 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address1185 S DOWNING ST
CityDENVER
StateCO
Zip80210-1714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeU-SU-C
Legal DescriptionL 27 & 28 BLK 4 STEBBINS HTS
Legal SubdivisionSTEBBINS HTS
Legal Block4
Legal Lot Number27,28
JurisdictionDENVER CO
Township / Civil DivisionDENVER
Census Block Group2
Census Block2012
Census Tract2902

Owner

1185 S Downing St is owned and occupied by an individual.

Source: Denver City records, as of May 29, 2026

Owner of RecordIndividual Name on File
Mailing Address1185 S DOWNING ST, DENVER, CO 80210-1714
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Nov 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
OPTIMUM FIRST INC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENVER CO
Property Address1185 S DOWNING ST, DENVER, CO 80210-1714
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1185 S DOWNING ST, DENVER, CO 80210-1714

Mortgage

Document Number0000179778
DateOct 29, 2020
Instrument2020179778
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENVER CO
Property Address1185 S DOWNING ST, DENVER, CO 80210-1714
Document Number0000169929
Instrument DateNov 23, 2019
Transaction TypeMortgage
Record UpdatedDec 16, 2019
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1185 S DOWNING ST DENVER CO 802101714, DENVER, CO 80210-1714

Mortgage

Document Number0000169929
DateDec 4, 2019
Instrument169929
Lender
NameOPTIMUM FIRST INC
AddressFOUNTAIN VALLEY, CA 92708
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1185 S Downing St was $7,266.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateColorado
County / MunicipalityDenver City
Unified School DistrictDenver County School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,266.00$102,040 Land $65,220 Building $65,220$1,447,400 Land $925,100 Building $522,300
2023$6,811.00$87,910 (+31.76%) Land $56,290 Building $31,620$1,367,200 (+42.42%) Land $895,200 Building $472,000
2022$66,720 Land $58,070 Building $8,650$960,000 Land $835,600 Building $124,400
2021$4,588.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1185 S Downing St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1185 S Downing St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDENVER WATER BOARD
serves 1,287,000 people · EPA ID CO0116001
Water SourceSurface water
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting33
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
LiveWireNet
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Aerux Broadband, AT&T.

Nearby Properties on S Downing St

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