1185 River Dr, River Falls, WI 54022 Property Records

St. Croix County property record for 1185 River Dr, River Falls, WI 54022

Property Summary

Property Type	General Agricultural/Rural
Lot Size	15.3 acres (669,866 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,300 (Jun 2017)
Tax Bill	$4,291 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`022-1062-50-000`

Property Details

APN / Parcel Number

Primary APN	`022-1062-50-000`
Alternative APN	`21.28.18.336A`

Exterior

Lot Area	669,866 sqft (15.3 acres)

Location & Zoning

Street Address	1185 RIVER DR
City	RIVER FALLS
State	WI
Zip	54022-5740
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	SEC 21 T28N R18W SE SE 15.378AC LOT 1 CSM 6/1740
Legal Range	18W
Legal Township	28N
Legal Section	21
Legal Lot Number	1
Jurisdiction	ST CROIX WI
Township / Civil Division	KINNICKINNIC
Census Block Group	1
Census Block	1000
Census Tract	120901

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1185 RIVER DR, RIVER FALLS, WI 54022-5740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage CAPITOL BANK
Jun 22, 2017	Warranty Deed, Transfer · Conventional Mortgage CAPITOL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2017 · Amount on Record
Deed Sale	Jun 22, 2017 · Amount on Record
Deed Document Number	20171049737
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	1185 RIVER DR, RIVER FALLS, WI 54022-5740
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001088245
Date	Sep 10, 2019
Instrument	1088245

Lender

Name	CAPITOL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2034

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Jun 22, 2017
Property Address	1185 RIVER DR, RIVER FALLS, WI 54022-5740
Document Number	0001049737
Instrument Date	Jun 19, 2017
Instrument	1049737
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 RIVER DR, RIVER FALLS, WI 54022-5740

Mortgage

Document Number	0001049738
Date	Jun 22, 2017
Instrument	1049738

Lender

Name	CAPITOL BANK
Type	Bank
Address	MADISON, WI 53717

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Kinnickinnic Town
Unified School District	River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,291.00 (+0.02%) Homeowner's exemption
2025	$4,290.00 (+10.08%) Homeowner's exemption	$305,400 (+0.03%) Land $141,000 Building $164,400	$305,400 (+0.03%) Land $141,000 Building $164,400
2023	$3,897.00 Homeowner's exemption	$305,300 Land $140,900 Building $164,400	$305,300 Land $140,900 Building $164,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1998–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Swiftcurrent Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Dr

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