1185 Ridgewood Dr, Millbrae, CA 94030 Property Records

San Mateo County property record for 1185 Ridgewood Dr, Millbrae, CA 94030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,410 sqft · built 1956
Lot Size	0.123 acres (5,372 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,934,000 (May 2024)
Tax Bill	$24,094 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021-053-020`

Property Details

APN / Parcel Number

Primary APN	`021-053-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,410 sqft Living Area
1st Floor Area	1,410 sqft
Family Room	Family Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	5,372 sqft (0.123 acres)
Lot Dimensions	90 ft deep x 59 ft wide
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1185 RIDGEWOOD DR
City	MILLBRAE
State	CA
Zip	94030-1049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 19 BLOCK 5 MILLBRAE MEADOWS NO 1 RSM 41/21 22 23 24 CITYOF MILLBRAE
Legal Subdivision	MILLBRAE MEADOWS NO 1
Legal Block	5
Legal Lot Number	19
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1006
Census Tract	604600

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1185 RIDGEWOOD DR, MILLBRAE, CA 94030-1049
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 22, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2024 · Amount on Record
Deed Sale	May 16, 2024 · Amount on Record
Prior Sale	Jul 30, 2010 · Amount on Record
Deed Document Number	202425781
Prior Transfer Date	Jun 25, 2020
Prior Transfer Doc	0000070472
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1185 RIDGEWOOD DR, MILLBRAE, CA 94030-1049
Transaction Type	Mortgage
Record Updated	Apr 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 RIDGEWOOD DR, MILLBRAE, CA 94030-1049

Mortgage

Document Number	0000014989
Date	Mar 25, 2026
Instrument	2026-014989

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.62%
Max Rate At Change	6.62%
Index	SOFR Average 30-Day
Max Rate	9.62%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1185 RIDGEWOOD DR, MILLBRAE, CA 94030-1049
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 RIDGEWOOD DR, MILLBRAE, CA 94030-1049

Mortgage

Document Number	0000069280
Date	Apr 30, 2021
Instrument	2021-069280

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jul 22, 2020
Property Address	1185 RIDGEWOOD DR, MILLBRAE, CA 94030-1049
Document Number	0000070472
Instrument Date	Jun 25, 2020
Instrument	70472
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 RIDGEWOOD DR MILLBRAE CA 940301049, MILLBRAE, CA 94030-1049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1185 RIDGEWOOD DR, MILLBRAE, CA 94030-1049
Document Number	0000060820
Instrument Date	May 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1185 RIDGEWOOD DR MILLBRAE CA 940301049, MILLBRAE, CA 94030-1049

Mortgage

Document Number	0000060820
Date	Jun 29, 2020
Instrument	60820

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Millbrae City
Elementary School District	Millbrae Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,011,977 (+2%) Land $1,602,216 Building $409,761
2025	$24,094.00 (+702.06%) Homeowner's exemption	$1,972,527 (+1,414.13%) Land $1,570,800 Building $401,727
2024	$3,004.00 (-3.96%)
2023	$3,128.00 (+88.21%) Homeowner's exemption	$130,275 Land $35,330 Building $94,945	$1,498,680
2022	$1,662.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILLBRAE serves 22,795 people · EPA ID CA4110018
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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