1185 Rak Rd, Burns Harbor (Chesterton), IN 46304 Property Records

Porter County property record for 1185 Rak Rd, Burns Harbor, IN 46304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,365 sqft · built 1949
Lot Size	0.657 acres (28,619 sqft)
Owner	Individual Name on File
Tax Bill	$849 (2024)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64-06-04-101-008.000-024`

Property Details

APN / Parcel Number

Primary APN	`64-06-04-101-008.000-024`
Alternative APNs	`640604100011000024` `25000000359` `00000978409`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,365 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1963
Architectural Style	Other
Construction Type	Wood
Roof Material	Asphalt
Lot Area	28,619 sqft (0.657 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000978409
Old Parcel Number	640604100011000024
Street Address	1185 RAK RD
City	BURNS HARBOR
State	IN
Zip	46304-9728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W325 S100 N738.54 NW EX PAR W75.21 4-36-6 .657A
Jurisdiction	PORTER IN
Township / Civil Division	WESTCHESTER
Census Block Group	2
Census Block	2021
Census Tract	50301

Owner

1185 Rak Rd is owned and occupied by an individual who acquired it in October 2019.

Source: Porter County records, as of February 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1185 RAK RD, CHESTERTON, IN 46304-9728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed of Trust, Mortgage · FHA Mortgage ROYAL UNITED MORTGAGE LLC
Oct 2, 2019	Warranty Deed, Transfer · Conventional Mortgage CME LENDING GROUP LLC
Feb 28, 2019	Warranty Deed, Transfer · Conventional Mortgage CME LENDING GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2019
Deed Sale	Oct 2, 2019
Prior Sale	Feb 28, 2019 · Amount on File
Deed Document Number	0000021832
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	1185 RAK RD, BURNS HARBOR, IN 46304-9728
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 RAK RD, BURNS HARBOR, IN 46304-9728

Mortgage

Document Number	0000000864
Date	Jan 18, 2024
Instrument	2024-000864

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2044

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	Oct 2, 2019
Property Address	1185 RAK RD, BURNS HARBOR, IN 46304-9728
Document Number	0000021832
Instrument Date	Sep 26, 2019
Instrument	2019-021832
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	LIBERTY TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 RAK RD, CHESTERTON, IN 46304-9728

Mortgage

Document Number	0000021833
Date	Oct 2, 2019
Instrument	2019-021833

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	Feb 28, 2019
Property Address	1185 RAK RD, BURNS HARBOR, IN 46304-9728
Document Number	0000004174
Instrument Date	Feb 26, 2019
Instrument	2019-004174
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	CHICAGO TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 RAK RD, CHESTERTON, IN 46304-9728
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004175
Date	Feb 28, 2019
Instrument	2019-004175

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Porter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Burns Harbor Town
County	Porter County
County Subdivision	Westchester Township
Unified School District	Duneland School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$121,000 Land $31,800 Building $89,200	$121,000 Land $31,800 Building $89,200
2024	$849.00 (+8.29%)
2023	$784.00 (+11.36%)	$114,000 Land $29,500 Building $84,500	$114,000 Land $29,500 Building $84,500
2022	$704.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1185 Rak Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1185 Rak Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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