Merced County property record for 1185 Payne Ave, Gustine, CA 95322 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1982 |
| Square Footage | 1,658 sqft Living Area |
| Lot Size | 9,099 sqft (0.209 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $354,000 (2021) |
| Tax Bill | $4,149.00 (2025) |
| Primary APN | 021-081-009-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,658 sqft Living Area |
| Gross Area | 2,058 sqft Gross Area |
| 1st Floor | 1,658 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Custom Design Style |
| Construction Type | Wood Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 9,099 sqft (0.209 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Patio Area | 240 sqft Patio |
| Porch Area | 50 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Old Parcel Number | 021-081-009 |
|---|---|
| Street Address | 1185 PAYNE AVE |
| City | GUSTINE |
| State | CA |
| Zip | 95322-1822 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WALNUT WOODS #3 LOT 10 |
| Legal Subdivision | WALNUT WOODS 03 |
| Legal Lot Number | 10 |
| Jurisdiction | MERCED CA |
| Minor Civil Division | GUSTINE |
| Census Blockgroup | 5 |
| Census Block | 5014 |
| Census Tract | 2002 |
Source: Merced County records · APN 021-081-009-000
Assessment roll updated July 16, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1185 PAYNE AVE, GUSTINE, CA 95322-1822 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 29, 2021 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 04, 2019 | Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK |
| Feb 28, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 09, 2017 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) AMERICAN PACIFIC MTG |
| Nov 16, 2017 | Affidavit of Death, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 29, 2021 · Amount on Record |
| Deed Sale | Apr 29, 2021 · Amount on Record |
| Deed Doc Number | 202119416 |
| Prior Transfer Date | Feb 20, 2018 |
| Prior Transfer Doc | 0000005835 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Apr 29, 2021 |
| Property Address | 1185 PAYNE AVE, GUSTINE, CA 95322-1822 |
| Document Number | 0000019416 |
| Map Reference | MB 25 PG 49&50 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 2021019416 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1185 PAYNE AVE, GUSTINE, CA 95322-1822 |
| Document Number | 0000019417 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 2021019417 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1185 PAYNE AVE, GUSTINE, CA 95322-1822 |
| Document Number | 0000041837 |
| Instrument Date | Dec 04, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1185 PAYNE AVE GUSTINE CA 953221822, GUSTINE, CA 95322-1822 |
| Document Number | 0000041837 |
|---|---|
| Date | Dec 12, 2019 |
| Instrument | 41837 |
| Name | TRI COUNTIES BANK |
|---|---|
| Type | Bank |
| Address | GUSTINE, CA 95322 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Feb 28, 2018 |
| Property Address | 1185 PAYNE AVE, GUSTINE, CA 95322-1822 |
| Document Number | 0000005835 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 5835 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1185 PAYNE AVE GUSTINE CA 953221822, GUSTINE, CA 95322-1822 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1185 PAYNE AVE, GUSTINE, CA 95322-1822 |
| Document Number | 0000038924 |
| Instrument Date | Nov 09, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 1185 PAYNE AVE GUSTINE CA 953221822, GUSTINE, CA 95322-1822 |
| Document Number | 0000038924 |
|---|---|
| Date | Nov 16, 2017 |
| Instrument | 38924 |
| Name | AMERICAN PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 15, 2027 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 16, 2017 |
| Property Address | 1185 PAYNE AVE, GUSTINE, CA 95322-1822 |
| Document Number | 0000038923 |
| Instrument Date | Nov 08, 2017 |
| Instrument | 38923 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1185 PAYNE AVE GUSTINE CA 953221822, GUSTINE, CA 95322-1822 |
Source: Merced County records · Assessment roll updated July 16, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Gustine City |
| Unified School District | Gustine Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,149.00 (+4.25%) | $383,178 (+4.04%) Land $81,181 Building $301,997 |
| 2023 | $3,980.00 (+1.79%) | $368,301 Land $78,030 Building $290,271 |
| 2022 | $3,910.00 |
1185 Payne Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Merced County (06047C), updated October 4, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 11th in California |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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