1185 Olive St, Chico, CA 95928 Property Records

Butte County property record for 1185 Olive St, Chico, CA 95928

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,704 sqft · built 1970
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Aug 2020)
Tax Bill	$4,603 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone AO (high risk)
APN	`005-142-048-000`

Property Details

APN / Parcel Number

Primary APN	`005-142-048-000`
Alternative APN	`005-142-048`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,704 sqft Living Area
1st Floor Area	1,704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Modern
Construction Type	Wood
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	005-142-048
Street Address	1185 OLIVE ST
City	CHICO
State	CA
Zip	95928-5752
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	00
Legal Description	1185 OLIVE ST
Legal Subdivision	CHAPMANS NORTH ADD
Legal Lot Number	45
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	4
Census Block	4005
Census Tract	1300

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1165 OLIVE ST, B, CHICO, CA 95928-5752
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Aug 26, 2020	Deed of Trust, Mortgage · FHA Mortgage GUILD MTG
Aug 28, 2020	Grant Deed, Transfer MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO
Jul 7, 2017	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA COM'L LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Prior Sale	Jul 7, 2017 · Amount on Record
Deed Document Number	202034712
Prior Transfer Date	Jun 12, 2018
Prior Transfer Doc	0000020710
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1185 OLIVE ST, CHICO, CA 95928-5752
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 OLIVE ST, CHICO, CA 95928-5752

Mortgage

Document Number	0000047644
Date	Oct 27, 2021
Instrument	2021-0047644

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1185 OLIVE ST, CHICO, CA 95928-5752
Document Number	0000034713
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 IVY ST #A CHICO CA 959285155, A, CHICO, CA 95928-5155

Mortgage

Document Number	0000034713
Date	Aug 31, 2020
Instrument	34713

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Aug 28, 2020
Property Address	1185 OLIVE ST, CHICO, CA 95928-5752
Document Number	0000034712
Instrument Date	Aug 10, 2020
Instrument	34712
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$402.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 OLIVE ST #B CHICO CA 959285752, B, CHICO, CA 95928-5752

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jul 7, 2017
Property Address	1185 OLIVE ST, CHICO, CA 95928-5752
Document Number	0000023400
Instrument Date	Jun 30, 2017
Instrument	23400
Transaction Type	Transfer
Record Updated	Aug 18, 2017
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9597 LOTT RD DURHAM CA 959389665, DURHAM, CA 95938-9665

Mortgage

Document Number	23401
Date	Jul 7, 2017
Instrument	23401

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2047

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$402,987 (+2%) Land $143,530 Building $259,457
2025	$4,603.00 (+8.13%)	$395,086 (+4.04%) Land $140,716 Building $254,370
2023	$4,257.00 (+1.55%)	$379,746 Land $135,252 Building $244,494
2022	$4,192.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 56 policies
Nearby Flood Policies	56 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Race Communications.

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