Imperial County property record for 1185 Oak Rd, El Centro, CA 92243 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1968 |
| Square Footage | 1,380 sqft Living Area |
| Lot Size | 9,219 sqft (0.212 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $3,124.00 (2025) |
| Primary APN | 044-344-028-000 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,380 sqft Living Area |
|---|---|
| 1st Floor | 1,380 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Construction Type | Wood Construction |
| Lot Area | 9,219 sqft (0.212 acres) |
| Cooling System | Wall Unit Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Sewage Connected |
| Street Address | 1185 OAK RD |
|---|---|
| City | EL CENTRO |
| State | CA |
| Zip | 92243-1529 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S1/2 OF LOT 5 BLK 2 VILLA FARMS SUB CITY OF EL CENTRO |
| Legal Subdivision | VILLA FARMS SUB |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | IMPERIAL CA |
| Minor Civil Division | EL CENTRO |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 11400 |
Source: Imperial County records · APN 044-344-028-000
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1185 OAK RD, EL CENTRO, CA 92243-1529 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 15, 2022 | Intrafamily Transfer, Transfer · Stand Alone Second Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jul 15, 2022 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 15, 2022 |
| Deed Sale | Jul 15, 2022 |
| Prior Sale | Jul 15, 2022 · Amount on Record |
| Deed Doc Number | 202215084 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | Jul 15, 2022 |
| Property Address | 1185 OAK RD, EL CENTRO, CA 92243-1529 |
| Document Number | 0000015084 |
| Map Reference | MAP 108 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 2022015084 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1185 OAK RD, EL CENTRO, CA 92243-1529 |
| Document Number | 0000015086 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 2022015086 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Sep 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | Jul 15, 2022 |
| Property Address | 1185 OAK RD, EL CENTRO, CA 92243-1529 |
| Document Number | 0000015083 |
| Map Reference | MAP 108 |
| Instrument Date | Jun 21, 2022 |
| Instrument | 2022015083 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1185 OAK RD, EL CENTRO, CA 92243-1529 |
| Document Number | 0000015085 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 2022015085 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
Source: Imperial County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Imperial County |
| Municipality | El Centro City |
| Secondary School District | Central Union High School District (09 - 12) |
| Elementary School District | El Centro Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $281,219 (+6.12%) Land $47,754 Building $233,465 | |
| 2025 | $3,124.00 (+2.9%) | |
| 2023 | $3,036.00 (+508.42%) Homeowner's exemption | $265,000 Land $45,000 Building $220,000 |
| 2022 | $499.00 |
Source: FEMA National Flood Hazard Layer, Imperial County (06025C), updated October 18, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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