Winnebago County property record for 1185 Locust St, Oshkosh, WI 54902 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,316 sqft · built 1976 |
| Lot Size | 0.226 acres (9,840 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,372 (2024) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-12510000 |
| Primary APN | 16-12510000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,316 sqft Living Area |
| Gross Area | 528 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,840 sqft (0.226 acres) |
| Lot Dimensions | 123 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 916-12510000 |
|---|---|
| Street Address | 1185 LOCUST ST |
| City | OSHKOSH |
| State | WI |
| Zip | 54902-3203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 LEWIS ADDN |
| Legal Subdivision | LEWIS ADDN |
| Legal Lot Number | 2 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 1000 |
Source: Winnebago County records · APN 16-12510000
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1185 LOCUST ST, OSHKOSH, WI 54902-3203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 1185 LOCUST ST, OSHKOSH, WI 54902-3203 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001759926 |
|---|---|
| Date | Feb 12, 2018 |
| Instrument | 1759926 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54904 |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Jan 30, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Winnebago County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $245,300 (+70.35%) Land $40,900 Building $204,400 | ||
| 2024 | $4,372.00 (+11.11%) | ||
| 2023 | $3,935.00 (+0.13%) Homeowner's exemption | $144,000 (-) Land $30,300 Building $113,700 | $208,083 Land $43,784 Building $164,299 |
| 2022 | $3,930.00 Homeowner's exemption | $144,000 Land $30,300 Building $113,700 |
Source: FEMA National Flood Hazard Layer, Winnebago County (55139C), updated March 26, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 551390010002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 20 individual NFIP policies nearby |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 16 (1993–2024) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Jul 2024, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 131 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Bertram Communications | Fixed Wireless (unlicensed) | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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