Warren County property record for 1185 Jack Smith Rd, Rockfield, KY 42274
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,343 sqft · built 2007 |
| Lot Size | 73.4 acres (3,200,353 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,550,000 (Dec 2024) |
| Tax Bill | $6,052 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 018A-12A |
| Primary APN | 018A-12A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,343 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,200,353 sqft (73.4 acres) |
| Garage Type | Attached |
| Garage Area | 2,523 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 9 Parking Spaces |
| Porch | Slab |
| Porch Area | 720 sqft |
| Patio Area | 318 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 1185 JACK SMITH RD |
|---|---|
| City | ROCKFIELD |
| State | KY |
| Zip | 42274-9642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Lot Number | 1-2-3-4 |
| Jurisdiction | WARREN KY |
| Township / Civil Division | HADLEY-BROWNING |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 11802 |
1185 Jack Smith Rd, a rural home, is owned and occupied by two individuals who bought it in December 2024.
Source: Warren County records, as of July 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1185 JACK SMITH RD, ROCKFIELD, KY 42274-9642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA |
| Oct 18, 2021 | Deed of Trust, Mortgage · Commercial Mortgage HANCOCK BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2024 · Amount on File |
| Deed Sale | Dec 11, 2024 · Amount on File |
| Prior Sale | Sep 7, 2021 · Amount on File |
| Deed Document Number | 20242082098 |
| Deed Book / Page | 1313 / 864 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN KY |
| Property Address | 1185 JACK SMITH RD, ROCKFIELD, KY 42274-9642 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1185 JACK SMITH RD, ROCKFIELD, KY 42274-9642 |
| Document Number | 0M3378/815 |
|---|---|
| Date | May 24, 2023 |
| Book Page | M3378/815 |
| Instrument | 2000912 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | BOWLING GREEN, KY 42104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 23, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN KY |
| Property Address | 1185 JACK SMITH RD, ROCKFIELD, KY 42274-9642 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1185 JACK SMITH RD, ROCKFIELD, KY 42274-9642 |
| Document Number | M3208/897 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | M3208/897 |
| Instrument | 1922256 |
| Name | HANCOCK BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BOWLING GREEN, KY 42104 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 15, 2051 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1185 Jack Smith Rd was $6,052.
Source: Warren County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Warren County |
| Unified School District | Warren County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,052.00 | $1,550,000 | $1,550,000 |
| 2023 | $5,215.00 | $602,383 | $602,383 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1185 Jack Smith Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1185 Jack Smith Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North Central Communications Fiber | 1,000 / 1,000 |
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