1185 Haven View Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1185 Haven View Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,158 sqft · built 1988
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Aug 2021)
Tax Bill	$2,705 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A860001418`

Property Details

APN / Parcel Number

Primary APN	`A860001418`
Alternative APN	`2-051B-5896-00-0017.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,158 sqft Living Area
Gross Area	2,732 sqft
1st Floor Area	1,158 sqft
Basement Area	1,134 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	16 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A860001418
Street Address	1185 HAVEN VIEW DR
City	O FALLON
State	MO
Zip	63366-1270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAVEN VIEW LOT 17
Legal Subdivision	HAVEN VIEW
Legal Lot Number	17
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2011
Census Tract	311603

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1185 HAVEN VIEW DR, O FALLON, MO 63366-1270
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jul 30, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS/ST LOUIS
May 15, 2018	Quit Claim Deed, Transfer FREEDOM TITLE
Mar 27, 2018	Quit Claim Deed, Transfer MORTGAGE SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Prior Sale	Jul 30, 2019 · Amount on Record
Deed Document Number	202164661
Prior Transfer Date	Mar 19, 2018
Prior Transfer Doc	0068961476
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 3, 2021
Property Address	1185 HAVEN VIEW DR, O FALLON, MO 63366-1270
Document Number	2021R064661
Map Reference	MB 24 PG 136
Instrument Date	Jul 30, 2021
Instrument	2021R-064661
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	HERITAGE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1185 HAVEN VIEW DR, O FALLON, MO 63366-1270

Mortgage

Document Number	2021R064662
Date	Aug 3, 2021
Instrument	2021R-064662

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 30, 2019
Property Address	1185 HAVEN VIEW DR, O FALLON, MO 63366-1270
Document Number	0071140928
Book / Page	007114 / 000928
Instrument Date	May 26, 2019
Instrument	394210
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1185 HAVEN VIEW DR O FALLON MO 633661270, O FALLON, MO 63366-1270

Mortgage

Document Number	71140930
Date	Jul 30, 2019
Book Page	007114/000930
Instrument	394220

Lender

Name	MORTGAGE SOLUTIONS/ST LOUIS
Type	Mortgage Company
Address	SAINT LOUIS, MO 63119

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 15, 2018
Property Address	1185 HAVEN VIEW DR, O FALLON, MO 63366-1270
Document Number	0069190441
Book / Page	006919 / 000441
Instrument Date	May 2, 2018
Instrument	267910
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 HAVEN VIEW DR O FALLON MO 633661270, O FALLON, MO 63366-1270

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 27, 2018
Property Address	1185 HAVEN VIEW DR, O FALLON, MO 63366-1270
Document Number	0068961476
Book / Page	006896 / 001476
Instrument Date	Mar 19, 2018
Instrument	161260
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 HAVEN VIEW DR O FALLON MO 633661270, O FALLON, MO 63366-1270

Mortgage

Document Number	68961478
Date	Mar 27, 2018
Book Page	006896/001478
Instrument	161270

Lender

Name	MORTGAGE SOLUTIONS
Type	Mortgage Company
Address	BRIDGETON, MO 63044

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 26, 2033

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,890 (-)	$220,473 (-) Land $40,000 Building $180,473
2025	$2,705.00 (+1.77%)	$41,890 (+4.79%)	$220,473 (+4.79%) Land $40,000 Building $180,473
2024	$2,658.00
2023		$39,974
2022			$210,389 Land $40,000 Building $170,389

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Wisper ISP.

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