Whatcom County property record for 1185 E Sunset Dr, Bellingham, WA 98226
| Property Type | Commercial |
|---|---|
| Details | 2,208 sqft · built 1990 |
| Owner | Company Name on Record |
| Last Sale | $53,000,000 (Jan 2022) |
| Tax Bill | $4,227 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 588314 |
| Primary APN | 588314 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,208 sqft Total Area |
|---|---|
| 1st Floor Area | 2,208 sqft |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Stucco |
| Cooling System | HVAC |
|---|
| Account Number | 88838 |
|---|---|
| Street Address | 1185 E SUNSET DR |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-3508 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | PC |
| Legal Description | LOT 3 SUNSET SQUARE SOUTH SHORT PLAT IMPROVEMENTS ONLY |
| Legal Range | 03 |
| Legal Township | 38 |
| Legal Section | 20 |
| Legal Subdivision | SUNSET |
| Legal Lot Number | 3 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 102 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 2, 2023 | Deed of Trust, Mortgage · Commercial Mortgage RGA AMERICAS INVESTMENTS LLC |
| Jan 19, 2022 | Warranty Deed, Transfer · Commercial Mortgage KEY BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2022 · Amount on Record |
| Deed Sale | Jan 19, 2022 · Amount on Record |
| Deed Document Number | 2022-0102131 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1185 E SUNSET DR, BELLINGHAM, WA 98226-3508 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN NCS |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000300109 |
|---|---|
| Date | Mar 2, 2023 |
| Instrument | 2023-0300109 |
| Name | RGA AMERICAS INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHESTERFIELD, MO 63017 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 1, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jan 19, 2022 |
| Property Address | 1185 E SUNSET DR, BELLINGHAM, WA 98226-3508 |
| Document Number | 0000102131 |
| Map Reference | VOL 23 PG 78 & 79 |
| Instrument Date | Jan 3, 2022 |
| Instrument | 2022-0102131 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Limited Transfer Tax Data |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000102132 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 2022-0102132 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| Municipality | Bellingham City |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,227.00 (+2.3%) | $516,959 (-2.98%) Building $516,959 | $516,959 (-2.98%) Building $516,959 |
| 2022 | $532,853 Building $532,853 | $532,853 Building $532,853 | |
| 2021 | $4,132.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Astound Broadband, T-Mobile.
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