1185 Deborah St, Upland, CA 91784 Property Records

San Bernardino County property record for 1185 Deborah St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,884 sqft · built 1981
Lot Size	0.35 acres (15,232 sqft)
Owner	2 Companies on Record
Last Sale	$737,500 (Aug 2020)
Tax Bill	$8,697 (2025)
Deeds & Mortgages	Apr 2024 Transfer Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1004-231-43-0000`

Property Details

APN / Parcel Number

Primary APN	`1004-231-43-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,884 sqft Living Area
Gross Area	2,610 sqft
1st Floor Area	1,884 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	15,232 sqft (0.35 acres)
Lot Dimensions	128 ft deep x 119 ft wide
View / Lot	Average
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1185 DEBORAH ST
City	UPLAND
State	CA
Zip	91784-1293
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 10410 LOT 7
Legal Subdivision	TRACT NO 10410
Legal Tract	10410
Legal Block	2
Legal Lot Number	7
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2009
Census Tract	814

Owner

Source: San Bernardino County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Companies on Record
Mailing Address	1185 DEBORAH ST, UPLAND, CA 91784-1293
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Intrafamily Transfer, Transfer
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage F & A FCU
Aug 31, 2021	Deed of Trust, Mortgage · Line of Credit F & A FCU
Feb 7, 2023	Deed of Trust, Mortgage · Line of Credit F & A FCU
Aug 27, 2020	Grant Deed, Transfer · Conventional Mortgage F & A FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2020 · Amount on Record
Deed Sale	Aug 27, 2020 · Amount on Record
Prior Sale	Aug 26, 2011 · Amount on Record
Deed Document Number	2020313738
Last Transfer Date	Mar 22, 2024
Transfer Doc	0000072628
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 1, 2024
Property Address	1185 DEBORAH ST, UPLAND, CA 91784-1293
Document Number	0000072628
Map Reference	MB 150 PG 95-100
Instrument Date	Mar 22, 2024
Instrument	2024-0072628
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1185 DEBORAH ST, UPLAND, CA 91784-1293

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1185 DEBORAH ST, UPLAND, CA 91784-1293
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 DEBORAH ST, UPLAND, CA 91784-1293

Mortgage

Document Number	0000392959
Date	Aug 31, 2021
Instrument	2021-0392959

Lender

Name	F & A FCU
Type	Credit Union
Address	MONTEREY PARK, CA 91754

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1185 DEBORAH ST, UPLAND, CA 91784-1293
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 DEBORAH ST, UPLAND, CA 91784-1293

Mortgage

Document Number	0000392960
Date	Aug 31, 2021
Instrument	2021-0392960

Lender

Name	F & A FCU
Type	Credit Union
Address	MONTEREY PARK, CA 91754

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1185 DEBORAH ST, UPLAND, CA 91784-1293
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 DEBORAH ST, UPLAND, CA 91784-1293

Mortgage

Document Number	0000027267
Date	Feb 7, 2023
Instrument	2023-0027267

Lender

Name	F & A FCU
Type	Credit Union
Address	MONTEREY PARK, CA 91754

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 27, 2020
Property Address	1185 DEBORAH ST, UPLAND, CA 91784-1293
Document Number	0000313738
Map Reference	MB 150 PG 95-100
Instrument Date	Jul 15, 2020
Instrument	2020-0313738
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1185 DEBORAH ST, UPLAND, CA 91784-1293

Mortgage

Document Number	0000313739
Date	Aug 27, 2020
Instrument	2020-0313739

Lender

Name	F & A FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Mortgage

Document Number	0000313740
Date	Aug 27, 2020
Instrument	2020-0313740

Lender

Name	F & A FCU
Type	Credit Union
Address	MONTEREY PARK, CA 91754

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$814,259 (+2%) Land $203,564 Building $610,695
2025	$8,697.00 (+4.86%) Homeowner's exemption	$798,294 (+4.04%) Land $199,573 Building $598,721
2023	$8,294.00 (+2.22%) Homeowner's exemption	$767,296 Land $191,824 Building $575,472
2022	$8,114.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1992 · Rain/snow/wind Storms, Flooding, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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