1185 Covered Wagon Dr, Oakley, CA 94561 Property Records

Contra Costa County property record for 1185 Covered Wagon Dr, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,230 sqft · built 1989
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Sep 2009)
Tax Bill$3,305 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN035-070-071-2

Property Details

APN / Parcel Number

Primary APN035-070-071-2
Alternative APN
  • 035-070-071

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,230 sqft Living Area
1st Floor Area1,230 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area5,000 sqft (0.115 acres)
Garage TypeAttached
Garage Area319 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address1185 COVERED WAGON DR
CityOAKLEY
StateCA
Zip94561-2345
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT6790 L52
Legal SubdivisionSUBDIVISION 6790
Legal Tract6790
Legal Lot Number52
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group2
Census Block2001
Census Tract302014

Owner

1185 Covered Wagon Dr is owned and occupied by two individuals who bought it in September 2009.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address1185 COVERED WAGON DR, OAKLEY, CA 94561-2345
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2009 · Amount on File
Deed SaleSep 30, 2009 · Amount on File
Prior SaleJul 2, 2009 · Amount on File
Deed Document Number2009230568
Prior Transfer DateAug 24, 2004
Prior Transfer Doc0000334656
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1185 COVERED WAGON DR, OAKLEY, CA 94561-2345
Document Number0000144123
Instrument DateJul 10, 2020
Transaction TypeMortgage
Record UpdatedAug 5, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1185 COVERED WAGON DR OAKLEY CA 945612345, OAKLEY, CA 94561-2345

Mortgage

Document Number0000144123
DateJul 20, 2020
Instrument144123
Lender
NameLOWER
AddressCOLUMBIA, MD 21044
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1185 Covered Wagon Dr was $3,305 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$217,229 (+2%) Land $39,491 Building $177,738
2025$3,305.00 Homeowner's exemption$212,970 Land $38,717 Building $174,253
2023$3,214.00 (+0.72%) Homeowner's exemption$204,702 Land $37,214 Building $167,488
2022$3,191.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1185 Covered Wagon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1185 Covered Wagon Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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