Cherokee County property record for 1185 Co Rd 54, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,774 sqft · built 1974 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Jun 2025) |
| Tax Bill | $2,068 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-03-08-0-000-081.000 |
| Primary APN | 13-14-03-08-0-000-081.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,774 sqft Living Area |
| 1st Floor Area | 1,774 sqft |
| Basement Area | 620 sqft |
| Unfinished Basement | 620 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Type | Mixed |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | Deck Area |
| Patio Area | 506 sqft |
| Account Number | 605 |
|---|---|
| Street Address | 1185 COUNTY ROAD 54 |
| City | CENTRE |
| State | AL |
| Zip | 35960-6922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM SE COR SW/4-SW/4, N 95' TO POB, E 206',NLY 223.5',NELY174.6',NWLY 307',SWLY 300', S 352' TO POB |
| Legal Range | 09E |
| Legal Township | 10S |
| Legal Section | 08 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 4 |
| Census Block | 4053 |
| Census Tract | 956000 |
1185 Co Rd 54 is owned by an individual who bought it in June 2025.
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 94, RAINSVILLE, AL 35986-0094 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2025 · Amount on File |
| Deed Sale | Jun 11, 2025 · Amount on File |
| Deed Document Number | 2025239025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 1185 COUNTY ROAD 54, CENTRE, AL 35960-6922 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 198559 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 198559 |
| Name | FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, AL 36265 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 1185 Co Rd 54 was $2,068, up 29.6% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,068.00 (+29.57%) | ||
| 2025 | $1,596.00 | $3,540 (-) Land $2,160 Building $1,380 | $190,100 (-) Land $10,800 Building $179,300 |
| 2024 | $1,596.00 | $3,540 (-90.69%) Land $2,160 Building $1,380 | $190,100 (-) Land $10,800 Building $179,300 |
| 2023 | $1,596.00 | $38,020 (+974.01%) | $190,100 (-) Land $10,800 Building $179,300 |
| 2022 | $1,596.00 | $3,540 Land $2,160 Building $1,380 | $190,100 Land $10,800 Building $179,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1185 Co Rd 54 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1185 Co Rd 54 is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 82% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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