Dawes County property record for 1185 Centennial Dr, Chadron, NE 69337
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,776 sqft · built 1910 |
| Lot Size | 11.3 acres (493,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Sep 2023) |
| Tax Bill | $3,898 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Sep 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 230006587 |
| Primary APN | 230006587 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,776 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| Basement Area | 1,184 sqft |
| Unfinished Basement | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Modern |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 493,970 sqft (11.3 acres) |
| Garage Type | Mixed |
| Garage Area | 968 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 192 sqft |
| Deck Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1185 CENTENNIAL DR |
|---|---|
| City | CHADRON |
| State | NE |
| Zip | 69337-9505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | BLOCK: LOT: PT.SE4-SEC 19 ADDITION: SW 5TH |
| Legal Subdivision | ADDITION SW 5TH |
| Jurisdiction | DAWES NE |
| Township / Civil Division | 05 |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 950700 |
Source: Dawes County assessment roll, as of March 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1185 CENTENNIAL DR, CHADRON, NE 69337-9505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Line of Credit PLATTE VALLEY BANK |
| Sep 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage PLATTE VALLEY BANK |
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| May 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage DAWES COUNTY ABSTRACT AND TITLE, DAWES COUNTY ABSTRACT AND TI |
| May 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 26, 2023 · Amount on Record |
| Deed Sale | Sep 26, 2023 · Amount on Record |
| Prior Sale | May 31, 2017 · Amount on Record |
| Deed Document Number | 2023970 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAWES NE |
| Property Address | 1185 CENTENNIAL DR, CHADRON, NE 69337-9505 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1185 CENTENNIAL DR, CHADRON, NE 69337-9505 |
| Document Number | 0202500965 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 2025-00965 |
| Name | PLATTE VALLEY BANK |
|---|---|
| Type | Bank |
| Address | CHADRON, NE 69337 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Sep 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAWES NE |
| Recording Date | Sep 26, 2023 |
| Property Address | 1185 CENTENNIAL DR, CHADRON, NE 69337-9505 |
| Document Number | 0202300970 |
| Instrument Date | Sep 26, 2023 |
| Instrument | 2023-00970 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Title Company | ADAMS COUNTY ABSTRACT AND TITLE COMPANY, DAWES CNTY ABSTRACT & TTL CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $945.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Number | 0202300971 |
|---|---|
| Date | Sep 26, 2023 |
| Instrument | 2023-00971 |
| Name | PLATTE VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 10, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Type Change Date | Oct 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.95% |
| Max Rate At Change | 9.47% |
| Index | 5-Year TN |
| Margin | 3 |
| Max Rate | 13.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAWES NE |
| Property Address | 1185 CENTENNIAL DR, CHADRON, NE 69337-9505 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100479 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 2021-00479 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAWES NE |
| Recording Date | May 31, 2017 |
| Property Address | 1185 CENTENNIAL DR, CHADRON, NE 69337-9505 |
| Document Number | 201700634 |
| Instrument Date | May 23, 2017 |
| Instrument | 2017-00634 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | DAWES COUNTY ABSTRACT AND TITLE, DAWES COUNTY ABSTRACT AND TI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $337.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | , 2017-00635 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 2017-00635 |
| Type | Bank |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAWES NE |
| Recording Date | May 31, 2017 |
| Property Address | 1185 CENTENNIAL DR, CHADRON, NE 69337-9505 |
| Document Number | 0201700634 |
| Instrument Date | May 23, 2017 |
| Instrument | 2017-00634 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Title Company | DAWES COUNTY ABSTRACT AND TITLE, DAWES COUNTY ABSTRACT AND TI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $337.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0201700635 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 2017-00635 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
Source: Dawes County assessment roll, as of March 3, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Dawes County |
| Municipality | Chadron City |
| Unified School District | Chadron Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,898.00 (-40.89%) | $281,580 (-22.69%) Land $26,935 Building $254,645 | $281,580 (-22.69%) Land $26,935 Building $254,645 |
| 2023 | $6,594.00 (+99.46%) | $364,220 (+107.52%) Land $121,700 Building $242,520 | $364,220 (+107.52%) Land $121,700 Building $242,520 |
| 2022 | $3,306.00 | $175,515 Land $30,680 Building $144,835 | $175,515 Land $30,680 Building $144,835 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 59% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hemingford Cooperative Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| NE Colorado Cellular Fixed Wireless | 150 / 40 |
| Lumen Technologies DSL | 10 / 1 |
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