Rowan County property record for 1185 Big Perry Rd, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,144 sqft · built 1904 |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Nov 2023) |
| Tax Bill | $753 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 110-00 00 002.00 |
| Primary APN | 110-00 00 002.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,144 sqft Living Area |
| Year Built | Built 1904 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Cooling System | Central |
|---|---|
| Heating System | Oil |
| Heating Fuel | Electric |
| Account Number | 4617 |
|---|---|
| Street Address | 1185 BIG PERRY RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8197 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE & LOT BIG PERRY |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 950202 |
1185 Big Perry Rd is owned and occupied by an individual who bought it in November 2023.
Source: Rowan County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1185 BIG PERRY RD, MOREHEAD, KY 40351-8197 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2023 · Amount on File |
| Deed Sale | Nov 7, 2023 · Amount on File |
| Prior Sale | Mar 4, 2016 · Amount on File |
| Deed Document Number | 2026314 |
| Deed Book / Page | D289 / 706 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Nov 7, 2023 |
| Property Address | 1185 BIG PERRY RD, MOREHEAD, KY 40351-8197 |
| Document Number | 00D289/706 |
| Book / Page | D289 / 706 |
| Instrument Date | Oct 30, 2023 |
| Instrument | 2026314 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1185 BIG PERRY RD, MOREHEAD, KY 40351-8197 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 585 CHRISTY CRK, MOREHEAD, KY 40351-9657 |
| Investor | Possibly a Property Investor |
| Document Number | 0002026315 |
|---|---|
| Date | Nov 7, 2023 |
| Instrument | 2026315 |
| Name | THE CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 3, 2033 |
The 2025 property tax bill for 1185 Big Perry Rd was $753.
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $753.00 | $90,000 Land $10,000 Building $80,000 | $90,000 Land $10,000 Building $80,000 |
| 2023 | $724.00 | $85,000 Land $10,000 Building $75,000 | $85,000 Land $10,000 Building $75,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1185 Big Perry Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1185 Big Perry Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 25 / 3 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures