1185 118th Ave, Roberts, WI 54023 Property Records

St. Croix County property record for 1185 118th Ave, Roberts, WI 54023

Property Summary

Property TypeTimberland, Forest, Woodland Vacant Land
Lot Size11.5 acres (503,118 sqft)
Owner2 Individual Names on Record
Tax Bill$5,723 (2026)
Deeds & MortgagesNov 2020 Reverse Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN042-1007-40-000

Property Details

APN / Parcel Number

Primary APN042-1007-40-000
Alternative APN
  • 04.29.18.52A

Exterior

Lot Area503,118 sqft (11.5 acres)

Location & Zoning

Street Address1185 118TH AVE
CityROBERTS
StateWI
Zip54023-8435
Property CategoryVacant Land
Property TypeVacant Land > Timberland, Forest, Woodland
Legal DescriptionSEC 4 T29N R18W IN SE NE LOT 1 CSM VOL 3-743 EXC PT TO PARCEL DESC 948/333
Legal Range18W
Legal Township29N
Legal Section04
Legal Lot Number1
JurisdictionST CROIX WI
Township / Civil DivisionWARREN
Census Block Group2
Census Block2004
Census Tract121000

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1185 118TH AVE, ROBERTS, WI 54023-8435
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2020Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Oct 22, 2020Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CROIX WI
Property Address1185 118TH AVE, ROBERTS, WI 54023-8435
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001115382
DateNov 2, 2020
Instrument1115382
Lender
NameAMERICAN ADVISORS GROUP
TypeFunding / Finance Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
DueAug 13, 2007
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateNov 1, 2021

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CROIX WI
Property Address1185 118TH AVE, ROBERTS, WI 54023-8435
Document Number0001115383
Instrument DateOct 22, 2020
Transaction TypeMortgage
Record UpdatedNov 25, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1185 118TH AVE ROBERTS WI 540238435, ROBERTS, WI 54023-8435

Mortgage

Document Number0001115383
DateNov 2, 2020
Instrument1115383
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1044 Months
Interest
Rate TypeAdjustable Rate
Rate3.12%

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountySt. Croix County
County SubdivisionWarren Town
Unified School DistrictSt. Croix Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,723.00 Homeowner's exemption
2025$5,723.00 (+6.14%) Homeowner's exemption$511,400 (+65.13%) Land $189,300 Building $322,100$511,400 (+65.13%) Land $189,300 Building $322,100
2023$5,392.00 Homeowner's exemption$309,700 Land $118,800 Building $190,900$309,700 Land $118,800 Building $190,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (2019–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimJun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 90% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Baldwin Telecom
Fiber
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20

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