11844 Harold St, Warren, MI 48089 Property Records

Macomb County property record for 11844 Harold St, Warren, MI 48089

Property Summary

Property Type	Single Family Home
Details	1 ba · 904 sqft · built 1960
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on File
Last Sale	$227,000 (Sep 2026)
Tax Bill	$2,961 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`12-13-23-303-015`

Property Details

APN / Parcel Number

Primary APN	`12-13-23-303-015`
Alternative APN	`1323303015`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	904 sqft Living Area
1st Floor Area	904 sqft
Basement Area	904 sqft
Unfinished Basement	904 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Brick
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	130 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	11844 HAROLD ST
City	WARREN
State	MI
Zip	48089-4618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-C
Legal Description	SUBURBAN VILLAS SUB. NO. 3" LOT 168 L.42 P.24
Legal Subdivision	SUBURBAN VILLAS SUB
Legal Lot Number	168
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	3
Census Block	3002
Census Tract	262700

Owner

11844 Harold St is owned and occupied by an individual who bought it in September 2026.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	11844 HAROLD ST, WARREN, MI 48089-4618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Sep 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Sep 10, 2026	Warranty Deed, Transfer CAPITAL TITLE
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FINANCIAL INC
May 24, 2024	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL
May 23, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Aug 25, 2025	Intrafamily Transfer, Transfer
May 30, 2017	Warranty Deed, Transfer · Conventional with PMI GTL INVS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2026 · Amount on File
Deed Sale	Sep 10, 2026 · Amount on File
Prior Sale	May 30, 2017 · Amount on File
Deed Document Number	202685729
Deed Book / Page	30852 / 664
Prior Transfer Date	Aug 15, 2025
Prior Transfer Doc	0000075457
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Sep 17, 2026
Property Address	11844 HAROLD ST, WARREN, MI 48089-4618
Document Number	0000087634
Book / Page	30862 / 122
Instrument Date	Sep 4, 2026
Instrument	202687634
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19131 MINNESOTA ST, ROSEVILLE, MI 48066-1374

Mortgage

Document Number	0000087634,
Date	Sep 17, 2026
Book Page	30862/122
Instrument	202687634

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Sep 17, 2026
Property Address	11844 HAROLD ST, WARREN, MI 48089-4618
Document Number	0000087635
Book / Page	30862 / 139
Instrument Date	Sep 4, 2026
Instrument	202687635
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	ABSTRACT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19131 MINNESOTA ST, ROSEVILLE, MI 48066-1374

Mortgage

Document Number	0000087635,
Date	Sep 17, 2026
Book Page	30862/139
Instrument	202687635

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 10, 2026
Property Address	11844 HAROLD ST, WARREN, MI 48089-4618
Document Number	0000085729
Book / Page	30852 / 664
Instrument Date	Sep 4, 2026
Instrument	202685729
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	CAPITAL TITLE

Transaction

Amount	Amount on Record
Tax	$197,172.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11844 HAROLD ST, WARREN, MI 48089-4618

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	11844 HAROLD ST, WARREN, MI 48089-4618
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11844 HAROLD ST, WARREN, MI 48089-4618

Mortgage

Document Number	2102275420
Date	Nov 24, 2021
Book Page	28219/958
Instrument	202102275420

Lender

Name	STAUNTON FINANCIAL INC
Type	Non-Lending Institution
Address	SOUTHFIELD, MI 48075

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	11844 HAROLD ST, WARREN, MI 48089-4618
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11844 HAROLD ST, WARREN, MI 48089-4618

Mortgage

Document Number	2400044062
Date	May 24, 2024
Book Page	29604/918
Instrument	202400044062

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 23, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	11844 HAROLD ST, WARREN, MI 48089-4618
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11844 HAROLD ST, WARREN, MI 48089-4618

Mortgage

Document Number	2500046715
Date	May 23, 2025
Book Page	30111/745
Instrument	202500046715

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2045

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Aug 25, 2025
Property Address	11844 HAROLD ST, WARREN, MI 48089-4618
Document Number	2500075457
Book / Page	30251 / 92
Map Reference	LB 42 PG 24
Instrument Date	Aug 15, 2025
Instrument	202500075457
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11844 HAROLD ST, WARREN, MI 48089-4618

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11844 HAROLD ST, WARREN, MI 48089-4618

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	May 30, 2017
Property Address	11844 HAROLD ST, WARREN, MI 48089-4618
Document Number	0000068535
Book / Page	024741 / 000325
Instrument Date	May 25, 2017
Instrument	68535
Transaction Type	Transfer
Record Updated	Jun 29, 2017
Title Company	GREATER MACOMB TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$971.00
Amount Accuracy	Confirmed
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11844 HAROLD ST WARREN MI 480894618, WARREN, MI 48089-4618

Mortgage

Document Number	68536
Date	May 30, 2017
Book Page	024741/000327
Instrument	68536

Lender

Name	GTL INVS
Address	SOUTHFIELD, MI 48075

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 11844 Harold St was $2,961 with a homeowner's exemption, up 2.5% from the year before.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Van Dyke Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,690 (+4.6%)	$183,380 (+4.6%)
2025	$2,961.00 (+2.49%) Homeowner's exemption	$87,660	$175,320
2024	$2,889.00
2023		$73,130	$146,260
2022	$2,677.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11844 Harold St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 11844 Harold St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: Verizon.

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