11843 128th Ave, Grand Haven, MI 49417 Property Records

Ottawa County property record for 11843 128th Ave, Grand Haven, MI 49417

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,248 sqft · built 1992
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$273,000 (Sep 2020)
Tax Bill	$2,822 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-08-20-200-038`

Property Details

APN / Parcel Number

Primary APN	`70-08-20-200-038`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	11843 128TH AVE
City	GRAND HAVEN
State	MI
Zip	49417-8606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PART OF NE 1/4 OF NE 1/4 COM S 0D 12M 45S E 97245 FT FROM NE SEC COR, TH S 0D 12M 45S E 150 FT, N 87D 23M 30S W 2905 FT, N 0D 12M 45S W 150 FT, S 87D 23M 30S E 2905 FT TO BEG SEC 20 T7N R15W
Legal Range	15W
Legal Township	07N
Legal Section	20
Legal Block	200
Jurisdiction	OTTAWA MI
Township / Civil Division	ROBINSON
Census Block Group	1
Census Block	1023
Census Tract	21303

Owner

11843 128th Ave is owned and occupied by an individual who bought it in September 2020.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	11843 128TH AVE, GRAND HAVEN, MI 49417-8606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Mar 8, 2022	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Sep 28, 2020	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Prior Sale	Nov 30, 2010 · Amount on File
Deed Document Number	202042192
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	11843 128TH AVE, GRAND HAVEN, MI 49417-8606
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11843 128TH AVE, GRAND HAVEN, MI 49417-8606

Mortgage

Document Number	20230022392
Date	Sep 6, 2023
Instrument	2023-0022392

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	11843 128TH AVE, GRAND HAVEN, MI 49417-8606
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11843 128TH AVE, GRAND HAVEN, MI 49417-8606

Mortgage

Document Number	20220009199
Date	Mar 8, 2022
Instrument	2022-0009199

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 28, 2020
Property Address	11843 128TH AVE, GRAND HAVEN, MI 49417-8606
Document Number	20200042192
Instrument Date	Sep 25, 2020
Instrument	2020-0042192
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,047.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11843 128TH AVE, 11843, GRAND HAVEN, MI 49417-8606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4700 FOXCROFT AVE NW, COMSTOCK PARK, MI 49321-9320

Mortgage

Document Number	20200042193
Date	Sep 28, 2020
Instrument	2020-0042193

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 11843 128th Ave was $2,822 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Robinson Township
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,800	$325,600
2025	$2,822.00
2023		$128,300	$256,600
2022	$2,842.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11843 128th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11843 128th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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