11840 Foothill Ave, Gilroy, CA 95020 Property Records

Santa Clara County property record for 11840 Foothill Ave, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,050 sqft · built 1940
Lot Size	0.901 acres (39,264 sqft)
Owner	Individual Name on Record
Last Sale	$1,590,000 (Dec 2025)
Tax Bill	$12,961 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2021 Mortgage + 4 more
Flood Zone	Zone D (undetermined)
APN	`830-11-038`

Property Details

APN / Parcel Number

Primary APN	`830-11-038`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,050 sqft Living Area
Gross Area	1,370 sqft
1st Floor Area	1,370 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	39,264 sqft (0.901 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None
Water Source	Well

Location & Zoning

Street Address	11840 FOOTHILL AVE
City	GILROY
State	CA
Zip	95020-9226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-5A
Legal Description	LOT A
Legal Subdivision	SAN MARTIN RANCH MAP 02
Legal Lot Number	A
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2002
Census Tract	512401

Owner

Source: Santa Clara County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11840 FOOTHILL AVE, GILROY, CA 95020-9226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Grant Deed, Transfer · Line of Credit USALLIANCE FCU
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 21, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 30, 2025	Grant Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Aug 30, 2022	Intrafamily Transfer, Transfer
May 9, 2019	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	May 9, 2019 · Amount on Record
Deed Document Number	202525925210
Last Transfer Date	Feb 17, 2026
Transfer Doc	0026031246
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 31, 2026
Property Address	11840 FOOTHILL AVE, GILROY, CA 95020-9226
Document Number	0026031246
Instrument Date	Feb 17, 2026
Instrument	202626031246
Transaction Type	Transfer
Record Updated	Aug 7, 2026
Title Company	AMT TITLE INC, AMT TITLE SERVICES TX INC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11840 FOOTHILL AVE, GILROY, CA 95020-9226

Mortgage

Document Number	0000031247,
Date	Jul 31, 2026
Instrument	202631247

Lender

Name	USALLIANCE FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2056

Interest

Rate	6.47%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	11840 FOOTHILL AVE, GILROY, CA 95020-9226
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11840 FOOTHILL AVE, GILROY, CA 95020-9226
Investor	Possibly a Property Investor

Mortgage

Document Number	0024928250
Date	Apr 20, 2021
Instrument	24928250

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	11840 FOOTHILL AVE, GILROY, CA 95020-9226
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11840 FOOTHILL AVE, GILROY, CA 95020-9226

Mortgage

Document Number	0025533783
Date	Sep 21, 2023
Instrument	25533783

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 30, 2025
Property Address	11840 FOOTHILL AVE, GILROY, CA 95020-9226
Document Number	0025925210
Map Reference	MB 284 PG 3
Instrument Date	Dec 11, 2025
Instrument	25925210
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,749.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11840 FOOTHILL AVE, GILROY, CA 95020-9226

Mortgage

Document Number	0025925211
Date	Dec 30, 2025
Instrument	25925211

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 30, 2022
Property Address	11840 FOOTHILL AVE, GILROY, CA 95020-9226
Document Number	0025365852
Map Reference	MB 284 PG 3
Instrument Date	Aug 16, 2022
Instrument	25365852
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	PO BOX 66, GILROY, CA 95021-0066

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 9, 2019
Property Address	11840 FOOTHILL AVE, GILROY, CA 95020-9226
Document Number	0024175194
Map Reference	MB 284 PG 3
Instrument Date	Apr 29, 2019
Instrument	24175194
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11840 FOOTHILL AVE, GILROY, CA 95020-9226

Mortgage

Document Number	0024175195
Date	May 9, 2019
Instrument	24175195

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,590,000 (+50.04%) Land $950,000 Building $640,000
2025	$12,961.00 (+2.37%)	$1,059,738 (+4.04%) Land $808,749 Building $250,989
2023	$12,661.00 (+2.51%)	$1,018,590 Land $777,346 Building $241,244
2022	$12,351.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1980–2000)
Most Recent Claim	Feb 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hankins Information Technology Fiber · Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: Verizon.

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