11840 E Buffalo St, Polo, IL 61064 Property Records

Ogle County property record for 11840 E Buffalo St, Polo, IL 61064

Property Summary

Property Type	Single Family Home
Details	2,112 sqft · built 1959
Lot Size	1.98 acres (86,249 sqft)
Owner	Individual Name on File
Last Sale	$297,000 (Nov 2018)
Tax Bill	$8,110 (2025)
Deeds & Mortgages	May 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-15-153-015`

Property Details

APN / Parcel Number

Primary APN	`14-15-153-015`

Interior

Building Area	2,112 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	86,249 sqft (1.98 acres)

Location & Zoning

Street Address	11840 E BUFFALO ST
City	POLO
State	IL
Zip	61064-9299
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK:8 TWP:23 SECT/LOT:15 PLOTS OF BUFFALO PT LT 5
Legal Range	08
Legal Township	23
Legal Section	15
Legal Subdivision	HALLS ADD
Legal Block	8
Legal Lot Number	5,15
Jurisdiction	OGLE IL
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1027
Census Tract	961500

Owner

Source: Ogle County records · APN 14-15-153-015

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11840 E BUFFALO ST, POLO, IL 61064-9299
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage STERLING BANK & TRUST FSB
Nov 27, 2018	Warranty Deed, Transfer · Conventional Mortgage STERLING BANK & TRUST FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 27, 2018 · Amount on Record
Deed Sale	Nov 27, 2018 · Amount on Record
Prior Sale	Feb 06, 2014 · Amount on Record
Deed Document Number	20186464
Record Updated	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	11840 E BUFFALO ST, POLO, IL 61064-9299
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002763
Date	May 11, 2020
Instrument	202002763

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 01, 2040

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Nov 27, 2018
Property Address	11840 E BUFFALO ST, POLO, IL 61064-9299
Document Number	0000006464
Map Reference	BK 1995 PG 1032
Instrument Date	Nov 19, 2018
Instrument	201806464
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$445.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11840 E BUFFALO ST, POLO, IL 61064-9299

Mortgage

Document Number	0000006465
Date	Nov 27, 2018
Instrument	201806465

Lender

Name	STERLING BANK & TRUST FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ogle County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Buffalo Township
Unified School District	Polo Community Unit School District 222 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,110.00 (+10.87%)	$111,816 (+1.23%) Land $12,484 Building $99,332	$335,448 (+1.23%) Land $37,452 Building $297,996
2023		$110,457 Land $12,332 Building $98,125	$331,371 Land $36,996 Building $294,375
2022	$7,315.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 30, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 167 locations within half a mile of this property.

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