11840 Cedarwood Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 11840 Cedarwood Dr, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,952 sqft · built 1978
Lot Size	4.84 acres (210,830 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,125,000 (Oct 2025)
Tax Bill	$9,849 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-082288`

Property Details

APN / Parcel Number

Primary APN	`03-082288`
Alternative APNs	`3082288` `082288`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	4,952 sqft Total Area
Attic	Attic
Attic Area	392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	210,830 sqft (4.84 acres)
Garage Type	Mixed
Garage Area	880 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Porch
Porch Area	392 sqft
Deck Area	344 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	082288
Street Address	11840 CEDARWOOD DR
City	DUNKIRK
State	MD
Zip	20754-9421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 21 SEC 1 CEDARWOOD
Legal Subdivision	CEDARWOOD
Legal Lot Number	21
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1005
Census Tract	860103

Owner

Source: Calvert County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11840 CEDARWOOD DR, DUNKIRK, MD 20754-9421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	Jul 11, 2024
Deed Book / Page	6792 / 116
Prior Transfer Date	Jun 13, 2024
Prior Transfer Doc	6592000041
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 1, 2025
Property Address	11840 CEDARWOOD DR, DUNKIRK, MD 20754-9421
Document Number	0067920116
Book / Page	6792 / 116
Map Reference	MB 3 PL 92
Instrument Date	Sep 24, 2025
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11840 CEDARWOOD DR, DUNKIRK, MD 20754-9421

Mortgage

Document Number	0006792123
Date	Oct 1, 2025
Instrument	6792/123

Lender

Name	SELECT LENDING SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$914,100 (+2.45%)	$957,900 (+7.36%) Land $236,700 Building $721,200
2025	$9,849.00 (+20.46%) Homeowner's exemption	$892,200 (+13.38%) Land $236,700 Building $655,500	$892,200 (-) Land $236,700 Building $655,500
2023	$8,176.00 Homeowner's exemption	$786,933	$892,200 Land $236,700 Building $655,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20