1184 Stewart Rd, Monroe, MI 48162 Property Records

Monroe County property record for 1184 Stewart Rd, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,404 sqft · built 1951
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Mar 2022)
Tax Bill	$2,341 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Dec 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-062-003-00`

Property Details

APN / Parcel Number

Primary APN	`07-062-003-00`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Building Area	1,404 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	323 ft deep x 70 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1184 STEWART RD
City	MONROE
State	MI
Zip	48162-4228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LEAVE BLAN
Legal Description	F-1120 SEC 30 T6S R9E & PC 62 .53 AMOL PAR OF LD BEING 70 FT ON STEWART RD BD N BY DUVALL E BY KRUG S BY STEWART RD W BY A
Legal Range	09E
Legal Township	06S
Legal Section	30
Legal Subdivision	PRIVATE CLAIM 62
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	4
Census Block	4000
Census Tract	831400

Owner

1184 Stewart Rd is owned and occupied by an individual who bought it in March 2022.

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1184 STEWART RD, MONROE, MI 48162-4228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 28, 2020	Warranty Deed, Transfer · Line of Credit FIRST MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on File
Deed Sale	Mar 18, 2022 · Amount on File
Prior Sale	Dec 28, 2020 · Amount on File
Deed Document Number	20225817
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Mar 18, 2022
Property Address	1184 STEWART RD, MONROE, MI 48162-4228
Document Number	0000005817
Instrument Date	Mar 4, 2022
Instrument	2022R05817
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1324 WOOD RD, 1324, LA SALLE, MI 48145-9505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1184 STEWART RD, MONROE, MI 48162-4228

Mortgage

Document Number	0000005818
Date	Mar 18, 2022
Instrument	2022R05818

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Dec 28, 2020
Property Address	1184 STEWART RD, MONROE, MI 48162-4228
Document Number	2020R27810
Instrument Date	Dec 10, 2020
Instrument	2020R27810
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1184 STEWART RD, 1184, MONROE, MI 48162-4228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 WOOD RD, LA SALLE, MI 48145-9505

Mortgage

Document Number	2020R27811
Date	Dec 28, 2020
Instrument	2020R27811

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1184 Stewart Rd was $2,341 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,700 Land $95,700	$191,400 Land $191,400
2025	$2,341.00 Homeowner's exemption
2023	$1,786.00 Homeowner's exemption	$64,100	$128,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1184 Stewart Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	11 (1978–1985)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1184 Stewart Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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