1184 N Clay St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 1184 N Clay St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,132 sqft · built 2006
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$3,123 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`118472-0000`

Property Details

APN / Parcel Number

Primary APN	`118472-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,132 sqft Living Area
1st Floor Area	1,132 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	77 ft deep x 110 ft wide
Porch	Finished/Open Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1184 N CLAY ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	4-8 AFRO AMERICAN SUB OF BLK 124 LOT 1 & NLY 10FT LOT 2 OF DANCY TRACT OR1401/1048 & 1668/937(QC) & 2773/1206 & 5515/1195(Q/C)
Legal Range	29E
Legal Township	07S
Legal Section	41
Legal Subdivision	AFRO-AMERICAN SUBDIVISON OF THE DANCY TR
Legal Block	124
Legal Lot Number	1,2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2031
Census Tract	21002

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	637 E RED HOUSE BRANCH RD, SAINT AUGUSTINE, FL 32084-8576
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 5, 2022
Transfer Doc	0000102733
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Mar 15, 2022
Property Address	1184 N CLAY ST, SAINT AUGUSTINE, FL 32084-1001
Document Number	0055151195
Book / Page	5515 / 1195
Map Reference	MB 4 PG 8
Instrument Date	Mar 4, 2022
Instrument	2022027667
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	VYLLA TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 WOODRIDGE LN, SAINT AUGUSTINE, FL 32086-3845

Mortgage

Document Number	0055151198
Date	Mar 15, 2022
Instrument	5515/1198

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,955 (-5.41%)	$233,053 (+4.49%) Land $60,000 Building $173,053
2025	$3,123.00 (+17.19%)	$223,028 (+3.78%)	$223,028 (+3.78%) Land $60,000 Building $163,028
2024	$2,665.00 (+3.25%)	$214,905 (-0.12%)	$214,905 (-0.12%) Land $54,120 Building $160,785
2023	$2,581.00 (+6.21%)	$215,168 (+4.2%)	$215,168 (+4.2%) Land $47,626 Building $167,542
2022	$2,430.00	$206,490	$206,490 Land $32,833 Building $173,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	15 (1989–2020)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20