1184 Morton Ave, Elgin, IL 60120 Property Records

Kane County property record for 1184 Morton Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,278 sqft · built 1930
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,000 (Oct 2021)
Tax Bill	$6,853 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-01-454-016`

Property Details

APN / Parcel Number

Primary APN	`06-01-454-016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	5 Stories
Building Area	1,278 sqft Living Area
Gross Area	2,130 sqft
Basement Area	852 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	1184 MORTON AVE
City	ELGIN
State	IL
Zip	60120-2259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE PARK ADDN EXCEPT SOUTH 1 FT OF LOT 1 BLOCK 3
Legal Subdivision	RIVERSIDE PARK ADDN
Legal Block	3
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1012
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1184 MORTON AVE, ELGIN, IL 60120-2259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Line of Credit CRYSTAL LAKE BANK & TRUST COMPANY NA
Oct 8, 2021	Special Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Feb 20, 2018	Quit Claim Deed, Transfer WHEATLAND TITLE
May 26, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on Record
Deed Sale	Oct 8, 2021 · Amount on Record
Prior Sale	May 26, 2017 · Amount on Record
Deed Document Number	202176486
Prior Transfer Date	Jan 31, 2018
Prior Transfer Doc	0000008026
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1184 MORTON AVE, ELGIN, IL 60120-2259
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	CT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053138
Date	Jul 12, 2021
Instrument	2021K053138

Lender

Name	CRYSTAL LAKE BANK & TRUST COMPANY NA
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 8, 2021
Property Address	1184 MORTON AVE, ELGIN, IL 60120-2259
Document Number	0000076486
Instrument Date	Oct 8, 2021
Instrument	2021K076486
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 S LINCOLN AVE APT 1H, 1H, ADDISON, IL 60101-3651

Mortgage

Document Number	0000076487
Date	Oct 8, 2021
Instrument	2021K076487

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate	3.49%

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Feb 20, 2018
Property Address	1184 MORTON AVE, ELGIN, IL 60120-2259
Document Number	0000008026
Instrument Date	Jan 31, 2018
Instrument	8026
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	WHEATLAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	324 N RIVER ST EAST DUNDEE IL 601181333, EAST DUNDEE, IL 60118-1333

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	May 26, 2017
Property Address	1184 MORTON AVE, ELGIN, IL 60120-2259
Document Number	0000027061
Instrument Date	Apr 27, 2017
Instrument	27061
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$121.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 N RIVER ST EAST DUNDEE IL 601181333, EAST DUNDEE, IL 60118-1333

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,853.00 (+15.84%) Homeowner's exemption	$97,834 (+8.57%) Land $22,624 Building $75,210	$293,619 (+8.57%) Land $67,899 Building $225,720
2024		$90,111 (+21.39%) Land $20,838 Building $69,273	$270,441 (+21.44%) Land $62,539 Building $207,902
2022	$5,916.00 (-4.44%) Homeowner's exemption	$74,231 (+6.96%) Land $17,166 Building $57,065	$222,693 (+6.96%) Land $51,498 Building $171,195
2021	$6,191.00	$69,401 Land $16,049 Building $53,352	$208,203 Land $48,147 Building $160,056

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Morton Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures