Cumberland Town property record for 1184 Mendon Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 1955 |
| Lot Size | 0.436 acres (18,992 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (May 2019) |
| Tax Bill | $4,401 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9964-09 |
| Primary APN | 9964-09 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,404 sqft Living Area |
| Gross Area | 3,248 sqft |
| 1st Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,992 sqft (0.436 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 9964-09 |
|---|---|
| Street Address | 1184 MENDON RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-4804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 40 |
| Legal Block | 225 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11301 |
1184 Mendon Rd is owned and occupied by two individuals who acquired it in September 2021.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1184 MENDON RD, CUMBERLAND, RI 02864-4804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · Line of Credit RHODE ISLAND CREDIT UNION |
| Sep 22, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance SEACOAST MORTGAGE CORPORATION |
| May 2, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage SEACOAST MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2019 · Amount on File |
| Deed Sale | May 2, 2019 · Amount on File |
| Prior Sale | May 20, 2002 · Amount on File |
| Deed Book / Page | 1800 / 310 |
| Last Transfer Date | Sep 17, 2021 |
| Transfer Doc | 0000127648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jun 8, 2026 |
| Property Address | 1184 MENDON RD, CUMBERLAND, RI 02864-4804 |
| Document Number | 02031-0806 |
| Book / Page | 2031 / 806 |
| Instrument Date | May 27, 2026 |
| Instrument | 2026155340 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1184 MENDON RD, CUMBERLAND, RI 02864-4804 |
| Document Number | 0000155340, |
|---|---|
| Date | Jun 8, 2026 |
| Book Page | 2031/806 |
| Instrument | 2026155340 |
| Name | RHODE ISLAND CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 1, 2031 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Sep 22, 2021 |
| Property Address | 1184 MENDON RD, CUMBERLAND, RI 02864-4804 |
| Document Number | 001906-275 |
| Book / Page | 1906 / 275 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 127648 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1184 MENDON RD, CUMBERLAND, RI 02864-4804 |
| Document Number | 001906-277 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 1906/277 |
| Instrument | 127649 |
| Name | SEACOAST MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | May 2, 2019 |
| Property Address | 1184 MENDON RD, CUMBERLAND, RI 02864-4804 |
| Document Number | 1800-310 |
| Book / Page | 1800 / 310 |
| Instrument Date | May 1, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 1800315 |
|---|---|
| Date | May 2, 2019 |
| Instrument | 1800/315 |
| Name | SEACOAST MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 1184 Mendon Rd was $4,401, up 5.7% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,401.00 (+5.69%) | $439,700 (+29.55%) Land $230,800 Building $208,900 | $454,231 |
| 2025 | $4,164.00 | $339,400 Land $152,400 Building $187,000 | |
| 2023 | $3,944.00 (+14.05%) | $339,400 (+47.12%) Land $152,400 Building $187,000 | |
| 2022 | $3,458.00 | $230,700 Land $106,600 Building $124,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1184 Mendon Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 10 (1979–2023) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1184 Mendon Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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