1184 Locust Corner Rd, Cincinnati, OH 45245 Property Records

Clermont County property record for 1184 Locust Corner Rd, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,072 sqft · built 1987
Lot Size	1.92 acres (83,635 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Jul 2025)
Tax Bill	$6,087 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-28-13B-142`

Property Details

APN / Parcel Number

Primary APN	`28-28-13B-142`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,072 sqft Living Area
1st Floor Area	1,036 sqft
Basement Area	345 sqft
Finished Basement	345 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	83,635 sqft (1.92 acres)
View / Lot	Cul-de-sac
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	448 sqft
Porch	Enclosed Porch
Porch Area	264 sqft
Deck Area	169 sqft
Patio Area	1,078 sqft
Shed	1 Shed
Shed Area	231 sqft
Gazebo	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1184 LOCUST CORNER RD
City	CINCINNATI
State	OH
Zip	45245-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HICKORY STATION SECTION C; LOT 26
Legal Subdivision	HICKORY STATION
Legal Lot Number	26
Jurisdiction	CLERMONT OH
Township / Civil Division	PIERCE
Census Block Group	2
Census Block	2009
Census Tract	41504

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1184 LOCUST CORNER RD, CINCINNATI, OH 45245-3009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jul 18, 2025	Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2025 · Amount on Record
Deed Sale	Jul 18, 2025 · Amount on Record
Prior Sale	Apr 1, 1987 · Amount on Record
Deed Document Number	202514455
Deed Book / Page	2998 / 2926
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	1184 LOCUST CORNER RD, CINCINNATI, OH 45245-3009
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1184 LOCUST CORNER RD, CINCINNATI, OH 45245-3009

Mortgage

Document Number	0000000022
Date	Jan 2, 2026
Book Page	3012/310
Instrument	202600000022

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2066

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Jul 18, 2025
Property Address	1184 LOCUST CORNER RD, CINCINNATI, OH 45245-3009
Document Number	0000014455
Book / Page	2998 / 2926
Map Reference	CAB 3 PG 156
Instrument Date	Jul 17, 2025
Instrument	202500014455
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1184 LOCUST CORNER RD, CINCINNATI, OH 45245-3009

Mortgage

Document Number	0000014456
Date	Jul 18, 2025
Instrument	202500014456

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Pierce Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,087.00 (-44.23%)	$112,980 (-) Land $30,100 Building $82,880
2024			$322,800 (-) Land $86,000 Building $236,800
2023	$10,915.00 (+131.35%) Homeowner's exemption	$112,980 (+41.21%) Land $30,100 Building $82,880	$322,800 (+41.21%) Land $86,000 Building $236,800
2022	$4,718.00 Homeowner's exemption	$80,010 Land $21,070 Building $58,940
2020			$228,600 Land $60,200 Building $168,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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