11837 Wolfsville Rd, Smithsburg, MD 21783 Property Records

Washington County property record for 11837 Wolfsville Rd, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,462 sqft · built 1866
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on Record
Last Sale	$393,000 (Feb 2022)
Tax Bill	$4,276 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-012578`

Property Details

APN / Parcel Number

Primary APN	`07-012578`
Alternative APN	`012578`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,462 sqft Total Area
Basement Area	336 sqft
Finished Basement	336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1866
Effective Year Built	Effective 1866
Exterior Material	Stone
Construction Type	Frame
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Basement
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	348 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	012578
Street Address	11837 WOLFSVILLE RD
City	SMITHSBURG
State	MD
Zip	21783-1864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC
Legal Description	.65 ACRES 11837 WOLFSVILLE RD
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	1
Census Block	1030
Census Tract	11301

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11837 WOLFSVILLE RD, SMITHSBURG, MD 21783-1864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 17, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 23, 2022	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2022 · Amount on Record
Deed Sale	Feb 23, 2022 · Amount on Record
Prior Sale	Apr 28, 2011 · Amount on Record
Deed Book / Page	6934 / 204
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	11837 WOLFSVILLE RD, SMITHSBURG, MD 21783-1864
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055600256
Date	Aug 4, 2017
Book Page	5560/0256
Instrument	5560-0256

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	11837 WOLFSVILLE RD, SMITHSBURG, MD 21783-1864
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063060184
Date	Jul 17, 2020
Book Page	6306/184

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Oct 1, 2047

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Feb 23, 2022
Property Address	11837 WOLFSVILLE RD, SMITHSBURG, MD 21783-1864
Document Number	0069340204
Book / Page	6934 / 204
Instrument Date	Feb 22, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	OLDE STONE TITLE, OLDE TOWNE TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11837 WOLFSVILLE RD, SMITHSBURG, MD 21783-1864

Mortgage

Document Number	0006934210
Date	Feb 23, 2022
Instrument	6934/210

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,276.00 (+4.88%)	$407,233 (+4.97%)	$426,500 (-) Land $70,000 Building $356,500
2025	$4,077.00 (+27.09%)	$387,967 (+25.75%)	$426,500 (+15.68%) Land $70,000 Building $356,500
2023	$3,208.00	$308,533	$368,700 Land $60,000 Building $308,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Cable · Fiber in parts of the area	1,300 / 50
Starlink Satellite	280 / 30

May also be available: Xfinity.

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